Life & fun · alternatives · 2026

24 alternatives to Kuda

An online only bank in Nigeria 🇳🇬

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Kuda launched in 2019; newer entries below may have overtaken it.

1. 1
   N26▲290

   The Mobile Bank

   2016 · n26.com · its alternatives →

2. 2
   Mkobo Digital Bank▲5

   Banking the un(der)banked Nigerians

   2021 · mkobobank.com · its alternatives →

3. 3
   Monzo▲117

   The bank of the future

   2016 · monzo.com · its alternatives →

4. 4
   Tiny Bank▲195

   A financial app for people with crazy money

   2016 · tinybank.co · its alternatives →

5. 5
   Monese▲171

   Opening a banking account has never been easier

   2015 · monese.com · its alternatives →

6. 6
   Sable▲320

   Free bank account and credit card for internationals

   2020 · its alternatives →

7. 7
   Simple▲161

   Online banking with automatic budgeting

   2014 · pnc.com · its alternatives →

8. 8
   Lemonade Finance▲99

   Digital bank for African diaspora

   2021 · lemonade.finance · its alternatives →

9. 9
   Kudobox▲190

   Accept crypto payments and donation on your website

   2024 · its alternatives →

10. 10
    OyaPay▲92

    Alternative to cash and POS in Nigeria 🇳🇬

    2018 · its alternatives →

11. 11
    Bank.io▲99

    Coded fintech mobile app UI kit for iOS 16

    2022 · appsources.gumroad.com · its alternatives →

12. 12
    Kanda▲93

    Affirm for general contractors

    2021 · its alternatives →

13. 13
    Universal Money Address▲136

    Just like email, but for money

    2023 · uma.me · its alternatives →

14. 14
    Kruma Currency Exchange▲105

    The best currency exchange service for world travelers ✈️💵💶💷

    2017 · its alternatives →

15. 15
    ALAT▲89

    Nigeria's first fully digital bank that will help you save

    2017 · its alternatives →

16. 16
    Zenda Africa▲10

    Send money, pay bills locally, and spend securely with Zenda

    Jan 2026 · zendaafrica.com · its alternatives →

17. 17
    Vivid▲94

    Free mobile banking that comes with a metal card

    2020 · vivid.money · its alternatives →

18. 18
    Monetal▲82

    Super simple expense tracker💰

    2018 · its alternatives →

19. 19
    Gokada▲76

    Motorcycle ride hailing in Nigeria 🇳🇬

    2019 · its alternatives →

20. 20
    DAB▲58

    All in one payment SaaS platform for entrepreneurs

    2021 · its alternatives →

21. 21
    UssdOne▲4

    The only USSD app you need for Nigerian bank and telco codes

    2019 · play.google.com · its alternatives →

22. 22
    ErrandPay▲74

    Connecting the world to Africa

    2021 · errandpay.com · its alternatives →

23. 23
    Monese▲8

    A current account that sets you free

    2019 · monese.com · its alternatives →

24. 24
    KkiaPay▲63

    An online payment gateway for African businesses 🌍

    2019 · kkiapay.me · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →