Universal Money Address

What it does

UMA uses the Bitcoin Lightning Network for fast, low-cost, and efficient payments. Like SMTP, UMA enables a user experience that allows people to reliably send and receive money 24/7 in the currency they choose.

The Universal Money Address (UMA) open-source standard combines human-readable Lightning Addresses and enhanced messaging services with the Lightning Network’s real-time, global payment rails to make sending money as easy as sending an email. It connects regulated financial institutions and payments providers across borders and uses the Bitcoin’s Lightning Network for global settlement with messag

UMA uses the Bitcoin Lightning Network for fast, low-cost, and efficient payments. Like SMTP, the protocol enabling people to send and receive emails seamlessly, UMA enables a user experience that allows people to reliably send and receive money 24/7 in the currency they choose. UMA uses the Bitcoin Lightning Network behind the scenes to enable instant, real-time, low-cost settlement. UMA is open-source which means any wallet, exchange, or bank can integrate the standard and build new payment experiences. UMAs are also interoperable; all that's needed is for both recipients to have an enabled account with their provider of choice. People begin by claiming their own personalized UMA on their…from uma.me

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