Alternatives

Products that do what Universal Money Address does

Just like email, but for money

1
PayID▲208
It's like an email address for payments
2020
2
Strike▲113
Send money instantly, with no fees, anywhere in the world
2021
3
Lastbit Lite▲96
Pay or get paid in Bitcoin or Euros instantly
2021
4
Umuse▲87
The universal inbox for all of your email and chat messages.
2018
5
Local Lightning▲70
Buy/Sell Bitcoin locally via the Lightning Network
2019
6
Coin Assistant▲139
World's first financial AI-assistant for digital currencies
2019
7
X Money▲125
Your money, on the world's most powerful network.
Aug 2026 · money.x.com
8
SendIT▲232
Send crypto using email or social handles
2023
9
Munt▲264
Accept multiple cryptocurrencies with just 5 lines of code
2018
10
ZELF▲272
Instant money in messengers
2020
11
Pine▲80
Pay your friends with bitcoin
2020
12
Valora▲109
Send money like a text message to anyone worldwide
2021
13
OpenNode▲95
The easiest way to accept bitcoin.
2018
14
TransferWise Borderless Account▲302
Send, receive and organize your money without crazy fees
2017
15
Sparkswap▲75
Buy Bitcoin instantly on the Lightning Network
2019
16CM
Convenient micropayments with Bitcoin using lightning network▲9
2019 · rawtx.com
17BP
Bitbillpay - Pay any PostBillPay biller in Australia with Bitcoin▲80
2013 · bitbillpay.com.au
18
Bitkit▲191
Self‑custodial Bitcoin & Lightning wallet to pay anyone
2024
19
Metal Pay▲145
Pay your friends and get up to 5% back in crypto.
2018
20
HexPay▲177
💎 Integrate P2P crypto payments easily
2024
21
BitPay▲104
Manage your bitcoin finances in one app
2016
22
Lastbit Cards▲115
A card to spend and earn Bitcoin for Europeans
2021
23
Sendr▲114
Send money like a Text Message. Powered by Stablecoins.
Apr 2026
24
Dakiya▲311
Send a message to another user, on chain
2022

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