Dev tools · alternatives · 2026

24 alternatives to PayID

It's like an email address for payments

PayID is a protocol that enables payments across different networks using a universal address format similar to email. Users create a PayID (like alice$example.com) that maps to a URL and resolves to their payment… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier. PayID launched in 2020; newer entries below may have overtaken it.

1. 1
   Universal Money Address▲136

   Just like email, but for money

   2023 · uma.me · its alternatives →

2. 2
   JustPaid▲272

   Autonomous AI for billing, contracts, and collections.

   2025 · its alternatives →

3. 3
   Dots▲143

   Cash for the internet

   2021 · usedots.com · its alternatives →

4. 4
   Monidfree tier, from $0.0013/mo▲501

   One wallet, every paid tool your agent needs

   Aug 2026 · monid.ai · its alternatives →

5. 5
   pay.sh▲346

   Discover, access, and pay for any API autonomously

   May 2026 · pay.sh · its alternatives →

6. 6
   PayPing▲273

   All your recurring payments in one place

   Jan 2026 · payping.space · its alternatives →

7. 7
   PayPal.Me▲429

   Request money using your own personalized URL.

   2015 · paypal.com · its alternatives →

8. 8
   PayHere▲253

   Recurring payments with two lines of code

   2019 · payhere.co · its alternatives →

9. 9
   Crossnode▲383

   Vibe code AI agents and put them behind a payment wall

   Mar 2026 · crossnode.sh · its alternatives →

10. 10
    pay3▲77

    Turn your wallet address into a single link and username

    Jan 2026 · pay3.so · its alternatives →

11. 11
    Payment Rails Payout API▲80

    Send business payments to any country in any currency.

    2018 · trolley.com · its alternatives →

12. 12
    PayMe+▲7

    Send/Receive Crypto & Fiat Just Like an Email

    2020 · expireddomains.com · its alternatives →

13. 13
    Accepting▲324

    All the places that let you pay with Bitcoin

    2017 · its alternatives →

14. 14
    Reap Pay▲148

    Pay bank bills from crypto wallet directly

    2023 · reap.global · its alternatives →

15. 15
    PaymentX▲74

    Manage your cryptocurrency payroll seamlessly

    2019 · chrono.tech · its alternatives →

16. 16
    PayNano▲81

    Nano payments and donations made easy

    2021 · paynano.me · its alternatives →

17. 17
    Machine Payments Protocol▲113

    The internet-native payment standard for AI agents

    Mar 2026 · mpp.dev · its alternatives →

18. 18
    Radr▲139

    A paywall for your email

    2021 · its alternatives →

19. 19
    x402▲119

    Hi HN – excited to announce x402, initially developed by Coinbase (YC 12) x402 lets any HTTP API charge per request without issuing API keys or storing credit cards. Buyers (humans or AI agents) keep funds in their own wallet and dynamically discover compatible endpoints, call them as usual, and automatically pay a microtransaction in USDC or other tokens to settle. 90 second demo: https://www.youtube.com/watch?v=PV-L2AfLhJg Problem: Every time we want to use a new API we have to: find the service online create a developer account, copy a secret key into env vars, pre-fund or…

    2025 · x402.org · its alternatives →

20. 20
    Triple Payments▲84

    Request crypto from anyone by sharing a link

    2022 · its alternatives →

21. 21
    PAID Network▲67

    PAID network's SMART agreements will transform business

    2021 · its alternatives →

22. 22
    UranX▲67

    Cryptocurrrency payment checkout

    2022 · uranx.io · its alternatives →

23. 23
    Paysail▲82

    Instant, global B2B invoicing

    2021 · its alternatives →

24. 24
    Paysend Global Account▲81

    All of your money, in one place.

    2018 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →