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Dev tools · September 10, 2025

Small Transfers – charge from 0.000001 USD per request for your SaaS

Hi HN, I built Small Transfers, a payments platform for SaaS / API makers who want to bill customers per request instead of pushing them into subscriptions or pre-buy packages. *Why?* - Many customers hate subscriptions and/or want to use a service occasionally. - Traditional payment processors add a fixed fee to every charge, making charges below 1 USD impractical. - Stripe UBB tracks usage, but you still need to write your own auth, add spending limits, and each merchant charges cards separately (extra fees for customers). *How it works?* - Each merchant has a Small Transfers…

Small Transfers – charge from 0.000001 USD per request for your SaaS launched on September 10, 2025 with 198 votes, #154 of 8,160 launches that month and more than 95% of that year's launches. The site was still online in September 2026, 1 year on.

Visit smalltransfers.com ↗Alternativestop 2% of September 2025

In plain words

Small Transfers is a payments platform for SaaS and API makers that enables per-request billing starting at 0.000001 USD, eliminating the need for subscriptions or prepaid packages. It addresses the problem of traditional payment processors making micropayments impractical through fixed fees. The platform connects merchants to Stripe, manages customer accounts with fraud verification via Google Sign-In and 3-D Secure, and handles billing and payouts automatically. It is designed for developers seeking flexible payment options for occasional or light users.

written from the facts on this page · September 2026

From the sources

Use Small Transfers to quickly add the pay-as-you-go pricing model to your SaaS or API. Bill your customers as little as 0.000001 USD per request. You provide the service, we charge your customers, you get paid. Easy.

Small Transfers is an online payment platform that lets SaaS and API providers bill their customers as little as 0.000001 USD per request.

Small Transfers is a payment platform that lets you bill as little as 0.000001 USD per request. You provide the service, we charge your customers, you get paid. 28% feel overwhelmed by subscriptions . Of those that do subscribe, 39% will cancel within the first month . Prepaid bundles have a similar barrier to entry. Add pay-as-you-go pricing. Occasional users pay only for what they use. Regular users still choose a subscription because it saves them money. You offer an online service that allows customers to increase the resolution of an image using AI. Each time a customer uses your service, you charge their Small Transfers account 0.01 USD . You can authorize maximum cost+margin, then…from smalltransfers.com

In the maker’s words, at launch

Hi HN, I built Small Transfers, a payments platform for SaaS / API makers who want to bill customers per request instead of pushing them into subscriptions or pre-buy packages. *Why?* - Many customers hate subscriptions and/or want to use a service occasionally. - Traditional payment processors add a fixed…

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