Zoneless

In plain words

Zoneless is an open-source payout platform for marketplaces that uses stablecoins to send payments to sellers globally with minimal fees. It integrates alongside existing payment processors like Stripe Connect and PayPal without requiring setup changes, using a nearly identical API. Designed for marketplace operators seeking to reduce payout costs and expand seller geographic reach, Zoneless eliminates per-transaction fees while maintaining transparent, non-proprietary infrastructure through its Apache 2.0 license.

written from the facts on this page · September 2026

From the sources

Zoneless is a free, open-source drop-in replacement for Stripe Connect using USDC. Identical API, but payouts cost $0.002 and settle instantly across 220+ countries. Battle-tested for 3 months on PromptBase, processing 1,400+ payouts and cutting my $9,400/mo Stripe fees to ~$5. If you know how to use Stripe, you already know Zoneless.

Global, open-source payouts for marketplaces with no fees. Run Zoneless alongside Stripe Connect or Paypal without changing your existing payments setup.

Pay sellers and creators anywhere, without fees. Add Zoneless alongside Stripe or PayPal with one prompt. Zoneless uses the most boring crypto tech out there: stablecoins, to move money. That's all you really need to know. // import Stripe from 'stripe' ; // const client = new Stripe( 'sk_live_...' ); import { Zoneless } from '@zoneless/node' ; const client = new Zoneless( 'sk_z_...' , 'api.example.com' ); // Same API you already know const account = await client.accounts. create ({ type : 'express' , country : 'US' , email : '[email protected]' , }); await client.transfers. create ({ amount : 1000 , currency : 'usdc' , destination : account.id, }); same webhooks same events same shapes…from zoneless.com

In the maker’s words, at launch

Hey, I'm Ben. I built Zoneless because I was paying so much to use Stripe Connect on my own marketplace. The fees were really, really bad, and it was also limiting in terms of the seller countries I could onboard. To give you an idea, I was paying around $9,000 per month in fees just to run payouts. Using Zoneless…

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  Zoneless – Open-source Stripe Connect clone with $0.002 fees using USDCApr 2026 · github.com · ▲15

  Hi HN, I'm Ben / Tiny Projects (I once posted here about buying 300 emoji domains from Kazakhstan…). For the past 3 years I've been solo bootstrapping PromptBase, an AI marketplace with 450k+ users. At the peak, I was burning $9,400/month in opaque Stripe Connect fees for seller payouts, so I built Zoneless to replace it: - GitHub: https://github.com/zonelessdev/zoneless - Website: https://zoneless.com Zoneless is a free, open-source (Apache 2.0) drop-in replacement for the payout part of Stripe Connect. It allows you to pay marketplace sellers…

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