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Life & fun · alternatives · 2026

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24 alternatives to Original mission of PayPal was Bitcoin-like currency

"Many people don’t know this but the mission of PayPal was to create a global currency that was independent of interference by these corrupt cartels of banks and governments that were debasing their currencies. And we succeeded building something economically very powerful, enabled many small businesses, we’re super proud of it, but we never achieved the mission." - Luke Nosek, Co-Founder of PayPal https://www.youtube.com/watch?v=hOeOzhOxeMU&t=40s

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Original mission of PayPal was Bitcoin-like currency launched in 2022; newer entries below may have overtaken it.

  1. 1
    PayPal.Me▲429

    Request money using your own personalized URL.

    2015 · paypal.com · its alternatives →

  2. 2

    Stripe is often seen as the gold standard for international and cross-border payments. But in reality, many founders, especially those outside the US, have a different experience: Merchants are frequently offboarded without much explanation. Stripe isn’t available or fully supported in many countries. Even when available, setting up a legal entity, handling tax compliance, or managing FX fees can be a huge overhead. We built Dodo Payments to solve exactly this. (https://www.dodopayments.com) It’s a Merchant of Record (MoR) platform designed to help digital founders and indie…

    Oct 2025 · dodopayments.com · its alternatives →

  3. 3

    The definitive story of the making of PayPal

    2022 · amazon.com · its alternatives →

  4. 4
    PayNano▲81

    Nano payments and donations made easy

    2021 · paynano.me · its alternatives →

  5. 5

    Stay on top of your business wherever it takes you!

    2016 · paypal.com · its alternatives →

  6. 6

    Your all-in-one crypto payment service provider

    2019 · its alternatives →

  7. 7

    Create professional order forms for your website in minutes

    2020 · jotform.com · its alternatives →

  8. 8
    x402▲119

    Hi HN – excited to announce x402, initially developed by Coinbase (YC 12) x402 lets any HTTP API charge per request without issuing API keys or storing credit cards. Buyers (humans or AI agents) keep funds in their own wallet and dynamically discover compatible endpoints, call them as usual, and automatically pay a microtransaction in USDC or other tokens to settle. 90 second demo: https://www.youtube.com/watch?v=PV-L2AfLhJg Problem: Every time we want to use a new API we have to: find the service online create a developer account, copy a secret key into env vars, pre-fund or…

    2025 · x402.org · its alternatives →

  9. 9

    Send payments in Slack with PayPal

    2017 · newsroom.paypal-corp.com · its alternatives →

  10. 10

    No-code payment platform

    2020 · payrequest.io · its alternatives →

  11. 11EM

    2013 · ebay-btc.betterinternet.me · its alternatives →

  12. 12

    World's 1st decentralized, anarchistic all-digital currency!

    2015 · its alternatives →

  13. 13

    Easily share your payment details for cryptocurrencies.

    2019 · its alternatives →

  14. 14

    A brand new design for Paypal mobile app

    2016 · newsroom.paypal-corp.com · its alternatives →

  15. 15

    Hi guys, am building SecureLend.ai and when working on our underwriting agents (free trial, paid after) I had issues with seamless payment options. Of course I looked at x402 which I believe is a great protocol but not a fan of a) sharing private keys with the agent b) having a human in the loop or c) similar workaround e.g. pre-funded wallets So I started building out a solution. For my use case it was important to not only have stablecoins but also a fiat rail which is now implemented using Stripe. Initially I build a mandate system internally but am very glad and big shoutout to the guys…

    Apr 2026 · delegare.dev · its alternatives →

  16. 16

    Convert crypto to store credit seamlessly at checkout

    2020 · bitpay.com · its alternatives →

  17. 17IB
  18. 18

    How asking questions is the best way to learn how to code.

    2015 · spec.fm · its alternatives →

  19. 19

    Crypto payments made easy

    2022 · its alternatives →

  20. 20BP
  21. 21

    Complete crypto experience - buy, sell, earn & spend crypto

    2022 · apps.apple.com · its alternatives →

  22. 22

    Paypal's new take on peer-to-peer payments

    2015 · paypal.com · its alternatives →

  23. 23

    Instantly use PayPal where it is otherwise not accepted.

    2016 · weusepp.com · its alternatives →

  24. 24
    Peanut▲35

    Hi HN! I’ve been frustrated with traditional payments for a while. Paypal has frozen my funds on two occasions; and in one of them the funds were never recoverable. When I’m not using PayPal, international bank transfers take days and charge me insane amounts. Also, every country usually has their own payment app parallel to the banking system: Portugal, where i currently live, has MB WAY, Brazil has PIX, Argentina has Mercadopago, the US has Cashapp. None of these work with each other. Money still feels like pre-dotcom era tech when it should feel like a whatsapp message: send instant,…

    2025 · peanut.me · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →