Life & fun · alternatives · 2026

24 alternatives to Payflow

Get on-demand access to your accrued wages at 0% interest

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Payflow launched in 2020; newer entries below may have overtaken it.

1. 1
   Payflow▲173

   Employee benefits, get paid on demand

   2021 · payflow.es · its alternatives →

2. 2
   Upflow▲353

   Cash collection, made easy.

   2020 · upflow.io · its alternatives →

3. 3
   Upflow▲88

   Manage your outstanding invoices better and get paid faster

   2018 · upflow.io · its alternatives →

4. 4
   Denario▲183

   Business payments as seamless as consumer payments

   2022 · denario.io · its alternatives →

5. 5
   Penny▲120

   Get your invoices paid instantly

   2020 · pennyfreedom.co.uk · its alternatives →

6. 6
   Paysail▲82

   Instant, global B2B invoicing

   2021 · its alternatives →

7. 7
   Wage▲65

   Share payroll data with third parties, seamlessly & securely

   2021 · domaineasy.com · its alternatives →

8. 8
   Get your invoices paid faster, with less hassle▲10

   Accounts receivable software that gets you paid with agents you can trust. Uncover insights, run your AR playbook, and turn invoices into matched cash.

   2020 · upflow.io · its alternatives →

9. 9
   Lendtable▲117

   We give you the money to max out your employee benefits

   2021 · lendtable.com · its alternatives →

10. 10
    Gusto Flexible Pay▲117

    Let your employees get paid when they want

    2018 · gusto.com · its alternatives →

11. 11
    Settle▲190

    Cash flow management built for ecomm brands

    2022 · settle.com · its alternatives →

12. 12
    Acctual▲66

    Create global invoices and get paid same day

    2025 · acctual.com · its alternatives →

13. 13
    Ready App▲116

    On-demand jobs. Make cash today.

    2017 · readyappwork.pagedemo.co · its alternatives →

14. 14
    Payconsent Beta▲86

    Guarantee on-time payments for all businesses.

    2023 · its alternatives →

15. 15
    Starkflow Talent▲79

    Hiring and payments for remote teams

    2020 · its alternatives →

16. 16
    On-demand Bank Transfers by Dwolla▲95

    Collect variable payments from a payer’s bank account

    2016 · dwolla.com · its alternatives →

17. 17
    PangoPay▲76

    Get paid faster.

    2020 · its alternatives →

18. 18
    Paypipe▲31

    Eliminating late payments for Freelancers, globally.

    2024 · paypipe.io · its alternatives →

19. 19
    Early-Wage▲6

    Wage on demand app

    2022 · early-wage.com · its alternatives →

20. 20
    BizPayO▲76

    Get paid on-time and recover the processing fee

    2019 · bizpayo.com · its alternatives →

21. 21OC
    One curl command issues next-day ACH deposit▲91

    At Balanced Payments YC W2011, we've been working on simplifying ACH deposits and we've managed to boil it down to one curl command. Tell us what you think! Ultimately, our goal with this is to provide ACH deposits for those who are already using existing processing solutions, but want to pay their users or vendors via ACH instead. US only - we're cooking up something for international. Without further ado: curl https://api.balancedpayments.com/v1/credits \ -d amount=10000 \ -d description="Math lesson" \ -d bank_account[name]="Johann Bernoulli" \ -d bank_account[account_number]=9900000001 \…

    2013 · api.balancedpayments.com · its alternatives →

22. 22
    Payflow.dev▲11

    Payment processor optimized for startups

    2024 · payflow.dev · its alternatives →

23. 23
    Smart Invoice▲71

    A new way to pay and get paid for services

    2021 · smartinvoice.xyz · its alternatives →

24. 24
    NowPay▲73

    Salary advances and auto-bill payments for employees

    2021 · nowpay.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →