Life & fun · alternatives · 2026

24 alternatives to Payflow

Get on-demand access to your accrued wages at 0% interest

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Payflow launched in 2020; newer entries below may have overtaken it.

1. 1
   Payflow▲173

   Employee benefits, get paid on demand

   2021 · its alternatives →

2. 2
   Upflow▲356

   Cash collection, made easy.

   2020 · its alternatives →

3. 3GY
   Get your invoices paid faster, with less hassle▲10

   2020 · upflow.io · its alternatives →

4. 4
   Upflow▲88

   Manage your outstanding invoices better and get paid faster

   2018 · its alternatives →

5. 5
   Denario▲183

   Business payments as seamless as consumer payments

   2022 · its alternatives →

6. 6
   Penny▲120

   Get your invoices paid instantly

   2020 · its alternatives →

7. 7
   Paysail▲82

   Instant, global B2B invoicing

   2021 · its alternatives →

8. 8
   Wage▲65

   Share payroll data with third parties, seamlessly & securely

   2021 · its alternatives →

9. 9
   Lendtable▲117

   We give you the money to max out your employee benefits

   2021 · its alternatives →

10. 10
    Gusto Flexible Pay▲117

    Let your employees get paid when they want

    2018 · its alternatives →

11. 11
    Settle▲190

    Cash flow management built for ecomm brands

    2022 · its alternatives →

12. 12
    Acctual▲66

    Create global invoices and get paid same day

    2025 · acctual.com · its alternatives →

13. 13
    Ready App▲116

    On-demand jobs. Make cash today.

    2017 · its alternatives →

14. 14
    Payconsent Beta▲86

    Guarantee on-time payments for all businesses.

    2023 · its alternatives →

15. 15
    Starkflow Talent▲79

    Hiring and payments for remote teams

    2020 · its alternatives →

16. 16
    On-demand Bank Transfers by Dwolla▲95

    Collect variable payments from a payer’s bank account

    2016 · its alternatives →

17. 17
    PangoPay▲76

    Get paid faster.

    2020 · its alternatives →

18. 18
    Paypipe▲31

    Eliminating late payments for Freelancers, globally.

    2024 · paypipe.io · its alternatives →

19. 19
    Early-Wage▲6

    Wage on demand app

    2022 · its alternatives →

20. 20
    BizPayO▲76

    Get paid on-time and recover the processing fee

    2019 · its alternatives →

21. 21
    Payflow.dev▲11

    Payment processor optimized for startups

    2024 · payflow.dev · its alternatives →

22. 22
    Smart Invoice▲71

    A new way to pay and get paid for services

    2021 · its alternatives →

23. 23
    NowPay▲73

    Salary advances and auto-bill payments for employees

    2021 · its alternatives →

24. 24
    Payroll by Card App▲33

    Payroll Funded by Credit Card

    Jan 2026 · apps.apple.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →