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Dev tools · alternatives · 2026

OC

24 alternatives to One curl command issues next-day ACH deposit

At Balanced Payments YC W2011, we've been working on simplifying ACH deposits and we've managed to boil it down to one curl command. Tell us what you think! Ultimately, our goal with this is to provide ACH deposits for those who are already using existing processing solutions, but want to pay their users or vendors via ACH instead. US only - we're cooking up something for international. Without further ado: curl https://api.balancedpayments.com/v1/credits \ -d amount=10000 \ -d description="Math lesson" \ -d bank_account[name]="Johann Bernoulli" \ -d bank_account[account_number]=9900000001 \…

Balanced Payments provides a developer tool for processing next-day ACH deposits through a single API command. It is designed for businesses using existing payment processing solutions who want to pay users or vendors… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier. One curl command issues next-day ACH deposit launched in 2013; newer entries below may have overtaken it.

  1. 1

    Accept bank payments with a few lines of code.

    2016 · stripe.com · its alternatives →

  2. 2

    Most frictionless way to accept payments from businesses

    2023 · slopepay.com · its alternatives →

  3. 3SD

    Hi HN! We're Balanced (YC W2011) (https://balancedpayments.com/) and we're proud proud to announce that we've just released same-day deposits for Wells Fargo customers across the United States. Wells Fargo depository accounts account for ~17% of all United States bank accounts, so this one curl command: curl https://api.balancedpayments.com/v1/credits \ -d amount=10000 \ -d description="Math lesson" \ -d bank_account[name]="Johann Bernoulli" \ -d bank_account[account_number]=9900000001 \ -d bank_account[routing_number]=121000358 \ -d bank_account[type]=checking \ -u…

    2013 · balancedpayments.com · its alternatives →

  4. 4

    The first B2B checkout

    2021 · getbalance.com · its alternatives →

  5. 5
    Acctual▲66

    Create global invoices and get paid same day

    2025 · acctual.com · its alternatives →

  6. 6

    Build custom payments flows in 5 minutes

    2024 · modernbanc.com · its alternatives →

  7. 7
    Reap Pay▲148

    Pay bank bills from crypto wallet directly

    2023 · reap.global · its alternatives →

  8. 8

    Pay with Bitcoin with instantly generated VISA cards 💳

    2016 · chromewebstore.google.com · its alternatives →

  9. 9

    DeFi designed for adoption. Borrow, swap, and supply assets.

    2021 · balanced.network · its alternatives →

  10. 10
    VaultLeapfree tier, from $14.99/mo▲10

    I'm Greg, co-founder of VaultLeap. Built this for founders who can't get a US bank account. USD/EUR/MXN accounts with real ACH routing numbers and we have Visa cards coming soon. If you've been cut off from Mercury or similar recently, DM me — happy to help some founders out.

    2025 · vaultleap.com · its alternatives →

  11. 11
    BizPayO▲76

    Get paid on-time and recover the processing fee

    2019 · bizpayo.com · its alternatives →

  12. 12

    Exchange Ether and ERC-20 tokens within Balance Manager.

    2018 · balance.io · its alternatives →

  13. 13

    Send business payments to any country in any currency.

    2018 · trolley.com · its alternatives →

  14. 14

    Collect payments for your meetings

    2022 · savvycal.com · its alternatives →

  15. 15

    See, send & manage the tokens in your Ethereum wallet.

    2018 · balance.io · its alternatives →

  16. 16

    Hi HN, I built Small Transfers, a payments platform for SaaS / API makers who want to bill customers per request instead of pushing them into subscriptions or pre-buy packages. *Why?* - Many customers hate subscriptions and/or want to use a service occasionally. - Traditional payment processors add a fixed fee to every charge, making charges below 1 USD impractical. - Stripe UBB tracks usage, but you still need to write your own auth, add spending limits, and each merchant charges cards separately (extra fees for customers). *How it works?* - Each merchant has a Small Transfers…

    2025 · smalltransfers.com · its alternatives →

  17. 17

    Export your Mint.com transactions & account balances easily

    2024 · chromewebstore.google.com · its alternatives →

  18. 18

    Accept Instant Fednow, Wire & Zelle payments in your website

    2023 · myuser.com · its alternatives →

  19. 19
    x402▲119

    Hi HN – excited to announce x402, initially developed by Coinbase (YC 12) x402 lets any HTTP API charge per request without issuing API keys or storing credit cards. Buyers (humans or AI agents) keep funds in their own wallet and dynamically discover compatible endpoints, call them as usual, and automatically pay a microtransaction in USDC or other tokens to settle. 90 second demo: https://www.youtube.com/watch?v=PV-L2AfLhJg Problem: Every time we want to use a new API we have to: find the service online create a developer account, copy a secret key into env vars, pre-fund or…

    2025 · x402.org · its alternatives →

  20. 20
    DripPay▲12

    USDC Payroll & Invoicing : Stream or Instant Payments

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  21. 21BM
  22. 22
    SaveMRR▲104

    See how much you're losing to failed payments on Stripe

    Apr 2026 · savemrr.co · its alternatives →

  23. 23

    Request crypto from anyone by sharing a link

    2022 · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →