Alternatives
Products that do what Same day bank deposits to Wells Fargo customers does
Hi HN! We're Balanced (YC W2011) (https://balancedpayments.com/) and we're proud proud to announce that we've just released same-day deposits for Wells Fargo customers across the United States. Wells Fargo depository accounts account for ~17% of all United States bank accounts, so this one curl command: curl https://api.balancedpayments.com/v1/credits \ -d amount=10000 \ -d description="Math lesson" \ -d bank_account[name]="Johann Bernoulli" \ -d bank_account[account_number]=9900000001 \ -d bank_account[routing_number]=121000358 \ -d bank_account[type]=checking \ -u…
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At Balanced Payments YC W2011, we've been working on simplifying ACH deposits and we've managed to boil it down to one curl command. Tell us what you think! Ultimately, our goal with this is to provide ACH deposits for those who are already using existing processing solutions, but want to pay their users or vendors via ACH instead. US only - we're cooking up something for international. Without further ado: curl https://api.balancedpayments.com/v1/credits \ -d amount=10000 \ -d description="Math lesson" \ -d bank_account[name]="Johann Bernoulli" \ -d bank_account[account_number]=9900000001 \…
2013
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When I bought my home, the big bank I'd been using for years quoted me 7% APR. A local credit union was offering 5.5% for the exact same mortgage. I was surprised until I learned that mortgages are basically standardized products – the government buys almost all of them (see Bits About Money: https://www.bitsaboutmoney.com/archive/mortgages-are-a-manuf...). So what's the price difference paying for? A recent Bloomberg Odd Lots episode makes the case that it's largely advertising and marketing…
Dec 2025 · finfam.app
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A bright green card to save you money when you pay abroad 💳💱
2018 · wise.com
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Hi HN, I've been working on an open sourced tool called Bank Rank to track bank account fees, rates, and balance requirements in the United States. For a quick primer, there are 4 broad categories of insured deposit accounts in the U.S.: Checking, Savings, Money Market, and Time Deposit. Banks oftentimes offer multiple tiers of each account, and with over 9,200 banks and credit unions, some quick back-of-the-napkin math means that there are over 70,000 accounts competing for consumers, with rates and fees that can change daily. I've personally grown frustrated with a number of problems[0]…
2024 · github.com
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Hi HN, I built Small Transfers, a payments platform for SaaS / API makers who want to bill customers per request instead of pushing them into subscriptions or pre-buy packages. *Why?* - Many customers hate subscriptions and/or want to use a service occasionally. - Traditional payment processors add a fixed fee to every charge, making charges below 1 USD impractical. - Stripe UBB tracks usage, but you still need to write your own auth, add spending limits, and each merchant charges cards separately (extra fees for customers). *How it works?* - Each merchant has a Small Transfers…
Sep 2025 · smalltransfers.com
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2014 · balances.io
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No logins or syncing. Just upload a PDF and see your money
Mar 2026 · bankstatementcomparison.com
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2012 · status.balancedpayments.com
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Hi everyone, I just launched Bank List, an online banking directory to help people find the perfect bank for their needs. It currently has 170+ banks/EMIs and it's mostly focused on individuals and businesses from Europe, but I plan on adding new regions soon. The business model is affiliate marketing, I earn commission when someone signs up on any of these banks through my link. Maybe I will also add featured listings on the site, still need to think about this though. I would love to receive feedback about the website and business idea in general. Thank you
2023 · banklist.io
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I'm Greg, co-founder of VaultLeap. Built this for founders who can't get a US bank account. USD/EUR/MXN accounts with real ACH routing numbers and we have Visa cards coming soon. If you've been cut off from Mercury or similar recently, DM me — happy to help some founders out.
Mar 2026 · vaultleap.com
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