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Commerce · alternatives · 2026

24 alternatives to Monie

5% APY high yield account for your dollars

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Monie launched in 2021; newer entries below may have overtaken it.

  1. 1

    Earn up to 5.5% APY on your excess cash

    2022 · sivo.com · its alternatives →

  2. 2

    Earn up to 6% on your USD, paid daily in Bitcoin

    2021 · onesafe.io · its alternatives →

  3. 3

    Be your own bank

    2023 · datamynt.com · its alternatives →

  4. 4

    Earn 3% on your money. Pay no fees.

    2018 · its alternatives →

  5. 5
    Rand▲116

    Build lasting wealth, earn 5% APY

    2023 · rand.app · its alternatives →

  6. 6

    Invest, spend, and earn 2.05% APY

    2019 · robinhood.com · its alternatives →

  7. 7
    Mayfair▲267

    The 4% APY business cash account

    2022 · its alternatives →

  8. 8
    X Money▲125

    Your money, on the world's most powerful network.

    Aug 2026 · money.x.com · its alternatives →

  9. 9
    Finvest▲124

    The easy way to buy US Treasury Bills

    2024 · getfinn.us · its alternatives →

  10. 10
    Monetal▲82

    Super simple expense tracker💰

    2018 · its alternatives →

  11. 11

    Earn & buy crypto, get safe passive income from DeFi yield

    2021 · apps.apple.com · its alternatives →

  12. 12

    Earn 3% on your cash & boost your rate daily.

    2020 · tellusapp.com · its alternatives →

  13. 13

    I have 5% of crypto and want 65% of Bitcoin there. How?

    2021 · github.com · its alternatives →

  14. 14
    CRED Mint▲168

    Earn up-to 9% interest, while investing in CRED members

    2021 · cred.club · its alternatives →

  15. 15
    Celsius▲87

    Earn interest on your crypto

    2021 · celsius.network · its alternatives →

  16. 16

    Go from crypto to fiat in your bank, in minutes

    2023 · pipes.tech · its alternatives →

  17. 17
    DimeFi▲76

    Earn 12% APY powered by DeFi, Interest paid out daily

    2021 · dimefi.com · its alternatives →

  18. 18

    Currency calculator with on-the-fly conversion

    2018 · its alternatives →

  19. 19
    Brew▲84

    Simplest way to earn inflation-beating yield on DeFi

    2021 · its alternatives →

  20. 20

    1% APY and more than just a bank account

    2020 · quickbooks.intuit.com · its alternatives →

  21. 21
    Mayfair▲108

    Your cash shouldn’t be earning peanuts.

    2023 · its alternatives →

  22. 22

    Find the best interest rates for your crypto assets

    2019 · bitcompare.net · its alternatives →

  23. 23

    A new way to access the secure yield of US Treasuries

    2023 · public.com · its alternatives →

  24. 24

    One of the highest interest rates on the market

    2022 · joinenzo.com · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →