Commerce · alternatives · 2026

24 alternatives to Treasury Accounts on Public
A new way to access the secure yield of US Treasuries
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Treasury Accounts on Public launched in 2023; newer entries below may have overtaken it.
- 1

- 2
Smart Yield▲182Our investment alternative to a high-yield savings account
2025 · carry.com · its alternatives →
- 3

- 4

Safeguard your corporate cash by investing in US Treasuries
2023 · its alternatives →
- 5

- 6

- 7

- 8

- 9

- 10

- 11

- 12
Financial Choice▲116Invest your checking account balance to get market returns
2021 · its alternatives →
- 13E9
Hey all My name is Adam, and I’m a co-founder at Yotta (YC S20), an app that uses behavioral psychology to help people save money by making saving exciting. We built a feature on Yotta where you can earn 9.62% APY via US Treasury I Bonds. (https://www.withyotta.com/i-bonds) This is an absurd yield for a security that is backed by the full faith and credit of the United States Government - the strongest guarantee you can get. For comparison, most high-yield savings accounts with FDIC coverage are paying ~2%. The backstory: I Bonds were established by the US Treasury in 1998 to…
2022 · its alternatives →
- 14

- 15

- 16

The most secure way to understand your finances
Nov 2025 · whisper.money · its alternatives →
- 17

- 18

- 19

- 20

- 21

- 22

- 23

- 24

Personal finance guidance powered by ChatGPT
May 2026 · openai.com · its alternatives →
Also compare
Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →