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Commerce · October 5, 2022

E9

Earn 9.62% on US Treasury I Bonds on Yotta

Hey all My name is Adam, and I’m a co-founder at Yotta (YC S20), an app that uses behavioral psychology to help people save money by making saving exciting. We built a feature on Yotta where you can earn 9.62% APY via US Treasury I Bonds. (https://www.withyotta.com/i-bonds) This is an absurd yield for a security that is backed by the full faith and credit of the United States Government - the strongest guarantee you can get. For comparison, most high-yield savings accounts with FDIC coverage are paying ~2%. The backstory: I Bonds were established by the US Treasury in 1998 to…

Earn 9.62% on US Treasury I Bonds on Yotta launched on October 5, 2022 with 83 votes, #518 of 3,153 launches that month and more than 90% of that year's launches.

Alternativestop 16% of October 2022

In plain words

Yotta is an app that helps users save money through behavioral psychology techniques. It offers access to US Treasury I Bonds earning 9.62% APY, which are backed by the US government and adjust based on inflation rates set twice yearly. The app is designed for people seeking higher-yield savings options compared to traditional high-yield savings accounts, which typically offer around 2% APY.

written from the facts on this page · September 2026

From the sources

In the maker’s words, at launch

Hey all My name is Adam, and I’m a co-founder at Yotta (YC S20), an app that uses behavioral psychology to help people save money by making saving exciting. We built a feature on Yotta where you can earn 9.62% APY via US Treasury I Bonds. (https://www.withyotta.com/i-bonds) This is an absurd yield for…

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Source: Show HN post ↗ · launch text quoted in part

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