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Commerce · alternatives · 2026

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24 alternatives to Earn 9.62% on US Treasury I Bonds on Yotta

Hey all My name is Adam, and I’m a co-founder at Yotta (YC S20), an app that uses behavioral psychology to help people save money by making saving exciting. We built a feature on Yotta where you can earn 9.62% APY via US Treasury I Bonds. (https://www.withyotta.com/i-bonds) This is an absurd yield for a security that is backed by the full faith and credit of the United States Government - the strongest guarantee you can get. For comparison, most high-yield savings accounts with FDIC coverage are paying ~2%. The backstory: I Bonds were established by the US Treasury in 1998 to…

Yotta is an app that helps users save money through behavioral psychology techniques. It offers access to US Treasury I Bonds earning 9.62% APY, which are backed by the US government and adjust based on inflation rates… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Earn 9.62% on US Treasury I Bonds on Yotta launched in 2022; newer entries below may have overtaken it.

  1. 1

    The easiest way to buy US I-Bonds, earning 9.62% APY

    2022 · withyotta.com · its alternatives →

  2. 2

    Win up to $10 million by saving in an FDIC insured account

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  3. 3
    Rand▲116

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  4. 4
    Worthy▲77

    Earn 5% interest while helping others

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  5. 5

    Earn 3% on your money. Pay no fees.

    2018 · its alternatives →

  6. 6

    Earn up to 5.5% APY on your excess cash

    2022 · sivo.com · its alternatives →

  7. 7

    Earn 4% APY with up to $75m in FDIC insurance

    2023 · crescent.app · its alternatives →

  8. 8

    Earn up to 6% on your USD, paid daily in Bitcoin

    2021 · onesafe.io · its alternatives →

  9. 9
    Finnt▲185

    Next-gen banking app for students

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  10. 10IQ

    Quick background: I used to code. Studied it in school, wrote some projects, but eventually convinced myself I wasn't cut out for it. Too slow, too many bugs, imposter syndrome — the usual story. So I pivoted, ended up as an investment associate at an early-stage angel fund, and haven't written real code in years. Fast forward to now. I'm a Buffett nerd — big believer in compound interest as a mental model for life. I run compound interest calculations constantly. Not because I need to, but because watching numbers grow over 30-40 years keeps me patient when markets get wild. It's basically…

    Jan 2026 · calquio.com · its alternatives →

  11. 11

    Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.

    Jun 2026 · treasury.sh · its alternatives →

  12. 12
    CRED Mint▲168

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    2021 · cred.club · its alternatives →

  13. 13
    Finvest▲124

    The easy way to buy US Treasury Bills

    2024 · getfinn.us · its alternatives →

  14. 14

    TurboTax for freelancers

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  15. 15

    3% Deposit Bonus. Lock In 7.39%

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  16. 16
    DimeFi▲76

    Earn 12% APY powered by DeFi, Interest paid out daily

    2021 · dimefi.com · its alternatives →

  17. 17

    Earn & buy crypto, get safe passive income from DeFi yield

    2021 · apps.apple.com · its alternatives →

  18. 18
    INDmoney▲142

    SuperMoneyApp to track and invest at zero commission

    2021 · indmoney.com · its alternatives →

  19. 19

    One simple balance for saving, spending, and making money.

    2021 · eco.com · its alternatives →

  20. 20
    Monie▲78

    5% APY high yield account for your dollars

    2021 · its alternatives →

  21. 21
    Worthy▲33

    Earn 5% interest while helping others

    2019 · worthybonds.com · its alternatives →

  22. 22
    Minke▲80

    Save and earn in DeFi with a few clicks and zero gas

    2022 · minke.app · its alternatives →

  23. 23

    Build long-term financial security for your child

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  24. 24
    Monetal▲82

    Super simple expense tracker💰

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →