I quit coding years ago. AI brought me back
Quick background: I used to code. Studied it in school, wrote some projects, but eventually convinced myself I wasn't cut out for it. Too slow, too many bugs, imposter syndrome — the usual story. So I pivoted, ended up as an investment associate at an early-stage angel fund, and haven't written real code in years. Fast forward to now. I'm a Buffett nerd — big believer in compound interest as a mental model for life. I run compound interest calculations constantly. Not because I need to, but because watching numbers grow over 30-40 years keeps me patient when markets get wild. It's basically…
I quit coding years ago. AI brought me back launched on January 19, 2026 with 314 votes, #70 of 14,584 launches that month and more than 99% of that year's launches.
In plain words
Calquio is a compound interest calculator designed for long-term investors who want to model investment growth over decades. Built by a former coder turned angel investor, it offers clean interface, customizable compounding frequency, and year-by-year breakdowns—features missing from existing calculators cluttered with ads and poor design. The tool serves investors, savers, and financially curious people who use compound interest projections as a planning and decision-making tool.
written from the facts on this page · September 2026
From the sources
Use our free compound interest calculator to see how your investments grow over time. Calculate with different interest rates, compounding frequencies, and monthly contributions.
Calculate how your investments grow over time with compound interest. Compare two hypothetical annual fees on the same portfolio assumptions, reproduce the 20-year balances, and identify costs the simple model leaves out. Compound interest is interest calculated on both the initial principal and the accumulated interest from previous periods. Unlike simple interest, which only earns interest on the original amount, compound interest allows your money to grow exponentially over time. Albert Einstein reportedly called compound interest "the eighth wonder of the world," saying: "He who understands it, earns it; he who doesn't, pays it." The Rule of 72 is a quick approximation. For more precise…from calquio.com
In the maker’s words, at launch
Quick background: I used to code. Studied it in school, wrote some projects, but eventually convinced myself I wasn't cut out for it. Too slow, too many bugs, imposter syndrome — the usual story. So I pivoted, ended up as an investment associate at an early-stage angel fund, and haven't written real code in years.…
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RayApr 2026 · rayfinance.app · ▲298I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.

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Made this using Power BI and the Crypto Watch API. Started making this in November 2021, but never got around to publishing it, so that is the reason for the 'FOMO' in the title - probably a good thing if you 'missed out' on the crypto hype late last year. Now it serves as a way to see how much you 'saved' by not putting in money. Hope someone finds it fun!
- MSMy side project is helping me manage my finances2023 · financemadelovely.com · ▲9
For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.
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