I quit coding years ago. AI brought me back
Quick background: I used to code. Studied it in school, wrote some projects, but eventually convinced myself I wasn't cut out for it. Too slow, too many bugs, imposter syndrome — the usual story. So I pivoted, ended up as an investment associate at an early-stage angel fund, and haven't written real code in years. Fast forward to now. I'm a Buffett nerd — big believer in compound interest as a mental model for life. I run compound interest calculations constantly. Not because I need to, but because watching numbers grow over 30-40 years keeps me patient when markets get wild. It's basically…
In plain words
Calquio is a compound interest calculator designed for long-term investors who want to model investment growth over decades. Built by a former coder turned angel investor, it offers clean interface, customizable compounding frequency, and year-by-year breakdowns—features missing from existing calculators cluttered with ads and poor design. The tool serves investors, savers, and financially curious people who use compound interest projections as a planning and decision-making tool.
written from the facts on this page · September 2026
From the sources
In the maker’s words, at launch
Quick background: I used to code. Studied it in school, wrote some projects, but eventually convinced myself I wasn't cut out for it. Too slow, too many bugs, imposter syndrome — the usual story. So I pivoted, ended up as an investment associate at an early-stage angel fund, and haven't written real code in years. Fast forward to now. I'm a Buffett nerd — big believer in compound interest as a mental model for life. I run compound interest calculations constantly. Not because I need to, but because watching numbers grow over 30-40 years keeps me patient when markets get wild. It's basically meditation for long-term investors. The problem? Every compound interest calculator online is terrible. Ugly interfaces, ads covering half the screen, can't customize compounding frequency properly, no year-by-year breakdowns. I've tried so many. They all suck. When vibe coding started blowing up, something clicked. Maybe I could actually build the calculators I wanted? I don't have to be a "real developer" anymore — I just need to describe what I want clearly. So I tried it. Two weeks and ~$100（Opus 4.5 thinking model） in API costs later: I somehow have 60+ calculators. Started with compound interest, naturally. Then thought "well, while I'm here..." and added mortgage, loan amortization, savings goals, retirement projections. Then it spiraled — BMI calculator, timezone converter, regex tester. Oops. The AI (I'm using Claude via Windsurf) handled the grunt work beautifully. I'd describe exactly what I wanted — "compound interest calculator with monthly/quarterly/yearly options, year-by-year breakdown table, recurring contribution support" — and it delivered. With validation, nice components, even tests. What I realized: my years away from coding weren't wasted. I still understood architecture, I still knew what good UX looked like, I still had domain expertise (financial math). I just couldn't type it all out efficiently. AI filled that gap perfectly. Vibe coding didn't make me a 10x engineer. But it gave me permission to build again. Ideas I've had for years suddenly feel achievable. That's honestly the bigger win for me. Stack: Next.js, React, TailwindCSS, shadcn/ui, four languages (EN/DE/FR/JA). The AI picked most of this when I said "modern and clean." Site's live at https://calquio.com . The compound interest calculator is still my favorite page — finally exactly what I wanted. Curious if others have similar stories. Anyone else come back to building after stepping away?
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