Commerce · alternatives · 2026

24 alternatives to Yotta Savings

Win up to $10 million by saving in an FDIC insured account

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Yotta Savings launched in 2020; newer entries below may have overtaken it.

1. 1E9
   Earn 9.62% on US Treasury I Bonds on Yotta▲83

   Hey all My name is Adam, and I’m a co-founder at Yotta (YC S20), an app that uses behavioral psychology to help people save money by making saving exciting. We built a feature on Yotta where you can earn 9.62% APY via US Treasury I Bonds. (https://www.withyotta.com/i-bonds) This is an absurd yield for a security that is backed by the full faith and credit of the United States Government - the strongest guarantee you can get. For comparison, most high-yield savings accounts with FDIC coverage are paying ~2%. The backstory: I Bonds were established by the US Treasury in 1998 to…

   2022 · its alternatives →

2. 2
   Crescent▲96

   Earn 4% APY with up to $75m in FDIC insurance

   2023 · crescent.app · its alternatives →

3. 3
   Yotta I-Bonds Bucket▲70

   The easiest way to buy US I-Bonds, earning 9.62% APY

   2022 · withyotta.com · its alternatives →

4. 4
   Robinhood Checking & Savings▲465

   Earn 3% on your money. Pay no fees.

   2018 · its alternatives →

5. 5
   Digs▲81

   Savings app that matches the money you save for a home

   2019 · digs.co · its alternatives →

6. 6
   Stilt▲275

   Free US bank account and card for Immigrants

   2020 · stilt.com · its alternatives →

7. 7
   Betterment Everyday: 2.69% APY▲5

   Savings and checking platform, FDIC insured, zero fees

   2019 · betterment.com · its alternatives →

8. 8
   Rand▲116

   Build lasting wealth, earn 5% APY

   2023 · rand.app · its alternatives →

9. 9
   Mayfair▲108

   Your cash shouldn’t be earning peanuts.

   2023 · its alternatives →

10. 10
    Bank Yogi▲65

    Maximize Your Card Benefits

    2017 · its alternatives →

11. 11
    Panda Invest▲4

    Earn highest interest rate in online savings account

    2020 · its alternatives →

12. 12
    Lendtable▲117

    We give you the money to max out your employee benefits

    2021 · lendtable.com · its alternatives →

13. 13
    Omni Rentals▲277

    Earn $ on stuff you own. Get access to everything you don't.

    2017 · its alternatives →

14. 14
    Omni Calculator 2.0▲346

    Your life in 777 free calculators

    2019 · omnicalculator.com · its alternatives →

15. 15
    Gabi - Free Insurance Helper▲95

    Get a better rate for your car and home insurance!

    2017 · gabi.com · its alternatives →

16. 16
    Opencash▲60

    Win up to $10 million each year while investing in stocks

    2023 · opencash.com · its alternatives →

17. 17
    Minke▲80

    Save and earn in DeFi with a few clicks and zero gas

    2022 · minke.app · its alternatives →

18. 18
    Dream▲99

    The savings lottery where you never lose

    2018 · dreamlottery.co · its alternatives →

19. 19
    betterbanking.app▲241

    Bank that fights medical debt with a free $5K emergency fund

    2020 · its alternatives →

20. 20
    Plum▲240

    Your little savings butler: smart, automatic, 3% interest.

    2017 · withplum.com · its alternatives →

21. 21
    JUMBO 4▲90

    Now Free, including up to $1M Identity theft insurance.

    2023 · blog.withjumbo.com · its alternatives →

22. 22
    Insha▲81

    Revolutionary interest-free banking

    2018 · getinsha.com · its alternatives →

23. 23
    PoolTogether V2▲146

    A no-loss, savings game powered by blockchain

    2019 · its alternatives →

24. 24
    Altgage PrePay▲75

    Manage your mortgage and save up to $100K

    2022 · altgage.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →