AI · alternatives · 2026
24 alternatives to Plum
Your little savings butler: smart, automatic, 3% interest.
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Plum launched in 2017; newer entries below may have overtaken it.
- 1
- 2
- 3
- 4
Ray▲298I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.
Apr 2026 · rayfinance.app · its alternatives →
- 5
- 6IQ
Quick background: I used to code. Studied it in school, wrote some projects, but eventually convinced myself I wasn't cut out for it. Too slow, too many bugs, imposter syndrome — the usual story. So I pivoted, ended up as an investment associate at an early-stage angel fund, and haven't written real code in years. Fast forward to now. I'm a Buffett nerd — big believer in compound interest as a mental model for life. I run compound interest calculations constantly. Not because I need to, but because watching numbers grow over 30-40 years keeps me patient when markets get wild. It's basically…
Jan 2026 · calquio.com · its alternatives →
- 7
A simple, fun, no-BS beginner’s guide to investing 📈
2016 · moneybadger.stocktwits.com · its alternatives →
- 8
- 9
- 10
CNote▲10240x better returns than the bank. Help savers earn more
2016 · mycnote.com · its alternatives →
- 11
- 12
- 13
First broker to offer tailored investment recommendations
2022 · its alternatives →
- 14
- 15
- 16
HoneyMoney▲113Bee saving and keep your money under control in an easy way.
2018 · honeymoney.io · its alternatives →
- 17
- 18
- 19
- 20
Soon▲66Automate finances in one app with a Soon Smart Debit Account
2019 · soon.app · its alternatives →
- 21
- 22
Life changed. Your money didn't get the memo.
Apr 2026 · bonsaiwealth.io · its alternatives →
- 23
- 24
Also compare
Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →