AI · alternatives · 2026

24 alternatives to Emma 2.0 🇺🇸🇨🇦

Your Best Financial Friend just landed in North America

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Emma 2.0 🇺🇸🇨🇦 launched in 2019; newer entries below may have overtaken it.

1. 1
   Emma▲164

   Actionable insights to reach your financial goals. 🤑

   2017 · emma-app.com · its alternatives →

2. 2
   Emma, your best financial friend▲19

   Take control of your money. Connect all your accounts, set budgets, categorise expenses, track bills and subscriptions at ease. Start saving smarter with Emma app.

   2019 · emma-app.com · its alternatives →

3. 3
   X Money▲125

   Your money, on the world's most powerful network.

   Aug 2026 · money.x.com · its alternatives →

4. 4
   Finimize for iPhone▲248

   Financially savvy in minutes

   2018 · finimize.com · its alternatives →

5. 5
   Albert▲166

   Actionable financial advice on your phone

   2016 · albert.com · its alternatives →

6. 6
   Zing▲218

   The worry-free international money app

   2024 · zing.me · its alternatives →

7. 7
   Finch▲113

   The financial app for your social life

   2017 · finch.me · its alternatives →

8. 8
   Sable▲320

   Free bank account and credit card for internationals

   2020 · its alternatives →

9. 9
   EMMA▲89

   On-demand applied AI for analysis, consulting & research

   2016 · emmaai.com · its alternatives →

10. 10
    Olivia▲194

    A financial assistant powered by AI 💳✨

    2017 · apps.apple.com · its alternatives →

11. 11
    Koody▲75

    Find the best money management tools in the UK

    2020 · koody.co.uk · its alternatives →

12. 12
    TravelMoneyMax▲70

    Find the best online exchange rate for your holiday money

    2015 · apps.apple.com · its alternatives →

13. 13
    Bankin▲101

    An automated financial coach available in France 🇫🇷

    2019 · bankin.com · its alternatives →

14. 14
    Penny 2.0▲222

    Your friendly personal finance coach

    2017 · pennyapp.io · its alternatives →

15. 15
    Birch▲157

    Find the best credit card for your spending.

    2016 · bugiscredit.sg · its alternatives →

16. 16
    Finnt▲185

    Next-gen banking app for students

    2023 · apps.apple.com · its alternatives →

17. 17
    Iris▲149

    See what your friends are investing in, right now

    2021 · its alternatives →

18. 18
    How to find the best bank for your needs▲50

    Hi everyone, I just launched Bank List, an online banking directory to help people find the perfect bank for their needs. It currently has 170+ banks/EMIs and it's mostly focused on individuals and businesses from Europe, but I plan on adding new regions soon. The business model is affiliate marketing, I earn commission when someone signs up on any of these banks through my link. Maybe I will also add featured listings on the site, still need to think about this though. I would love to receive feedback about the website and business idea in general. Thank you

    2023 · banklist.io · its alternatives →

19. 19
    Erica▲87

    Your virtual financial assistant, from Bank of America

    2018 · apps.apple.com · its alternatives →

20. 20
    WorldKoins for iOS▲120

    Make use of your leftover travel foreign currency

    2016 · apps.apple.com · its alternatives →

21. 21
    EzyBudget.io▲102

    The simplest app to get the most out of your finances

    2023 · its alternatives →

22. 22
    Tango▲111

    Improving couple's finance and communication around money

    2023 · tangomoney.com · its alternatives →

23. 23
    Status Money: Social Network for Finance▲38

    Connect with peers to intelligently manage your money.

    2019 · statusmoney.com · its alternatives →

24. 24
    Lettuce▲77

    Stay on top of your investments. Anytime, anywhere.

    2019 · lettuce.money · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →