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Commerce · alternatives · 2026

24 alternatives to I built uFincs – a privacy-first, encrypted personal finance app

uFincs is the easiest, privacy-friendly way of taking control of your finances. Control your money. Keep your data.

uFincs is a personal finance app designed for users who prioritize privacy. It encrypts financial data and helps people track and manage their money. The app launched in May 2021 and is built for anyone seeking a… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. I built uFincs – a privacy-first, encrypted personal finance app launched in 2021; newer entries below may have overtaken it.

  1. 1

    Take care of your personal finances

    2021 · its alternatives →

  2. 2
    Monse▲104

    Privacy-friendly personal finance application

    2023 · its alternatives →

  3. 3

    Your new go-to for managing money

    2024 · apps.apple.com · its alternatives →

  4. 4
    coins▲69

    A simple app that manages your personal finance

    2021 · apps.apple.com · its alternatives →

  5. 5
    Stated▲78

    Privacy-first AI finance tracker

    Apr 2026 · statedmoney.com · its alternatives →

  6. 6
    Vaultr▲82

    Personal finance app built for young professionals

    Apr 2026 · vaultr-app.org · its alternatives →

  7. 7

    Where is your money going? 💸

    2021 · getfin.app · its alternatives →

  8. 8

    We built a local-first, private, multi-currency, double-entry based personal finance app. It will help you track, visualize, and plan your financial journey. Use the `Try demo` button, to try it without an account. Small screens (mobiles) are not supported yet. By local-first we mean, your data is on your system (we use sqlite over opfs, in browser). For synching across devices, the data is encrypted with your key before it leaves your device. You can backup the data locally (if you are using chrome) and/or to your dropbox. It's designed so that we (the people building it) can't access…

    Nov 2025 · finbodhi.com · its alternatives →

  9. 9

    Hi HN, I built Whisper Money because I was frustrated that every personal finance app wanted full access to my bank credentials, fed my transactions into AI systems, or sold my spending data to third parties. Whisper Money takes a different approach: - *No bank credential sharing* - Import your transactions via CSV/XLS exports from your bank. No Plaid, no OAuth to your bank, no third-party integrations that can get breached. - *No AI snooping* - Your transactions are never fed into AI systems you don't control. - *No third-party data sharing* - Your financial data is never shared with…

    Nov 2025 · whisper.money · its alternatives →

  10. 10

    Smart money management with complete privacy of your data

    2025 · myfinmateapp.com · its alternatives →

  11. 11

    A simple finance app for tracking your income and expenses

    2025 · its alternatives →

  12. 12

    Track your money. Smarter, easier

    2025 · finansense.id · its alternatives →

  13. 13

    Hi HN, I wanted to share an app I've created recently since it might be useful for you: guitos is a free open-source budgeting app that helps you figure out where your money went and plan your budget ahead of time. It was initially created to replace a spreadsheet I created based on the budgeting advice given on the r/personalfinance subreddits and as an opportunity to learn React. The app stores data in your browser's local storage (IndexedDB). Your private financial data doesn't leave your browser. (If you're wondering what the app's name means: "guitos" is portuguese slang for…

    2023 · guitos.app · its alternatives →

  14. 14

    Free privacy-first personal finance app | no bank connection

    Dec 2025 · spendflow.uk · its alternatives →

  15. 15

    EA88 là điểm đến giải trí trực tuyến hàng đầu với kho game đa dạng cùng tỷ lệ trả thưởng hấp dẫn. Tham gia ngay để tận hưởng bảo mật tuyệt đối và ưu đãi lớn.

    2021 · safeapps.io · its alternatives →

  16. 16

    AI-powered personal finance where the data stays on your Mac

    May 2026 · perfinova.com · its alternatives →

  17. 17IC
  18. 18

    Learn Trading. Risk-Free. Grow Wealth.

    2025 · marketedu.site · its alternatives →

  19. 19

    See your money clearly. All in one app.

    Nov 2025 · finty.tech · its alternatives →

  20. 20

    Take Control of Your Money

    Jan 2026 · orbitapps.net · its alternatives →

  21. 21

    The operating system for your personal finances

    2024 · finwiseapp.io · its alternatives →

  22. 22

    The private command center for your entire financial life.

    Mar 2026 · myfinancesapp.com · its alternatives →

  23. 23

    Track your expenses, manage income and set financial budgets

    2025 · play.google.com · its alternatives →

  24. 24
    FinOne▲13

    A minimal, offline-first app for financial accounts.

    2025 · github.com · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →