AI · alternatives · 2026

24 alternatives to Perfinova: Personal Finance for Mac

AI-powered personal finance where the data stays on your Mac

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1
Copilot for macOS▲126
Let’s do money better
2022 · copilot.money · its alternatives →
2
Fina▲257
Fina lets you build your own tracking system with live financial accounts all without using a spreadsheet. You can build and share custom templates the same way you can in notion.
2023 · fina.money · its alternatives →
3
Mosaic▲124
Mint — if it was made by Apple.
2021 · its alternatives →
4
Fin - Budget Tracker▲69
Where is your money going? 💸
2021 · getfin.app · its alternatives →
5
I built uFincs – a privacy-first, encrypted personal finance app▲58
uFincs is the easiest, privacy-friendly way of taking control of your finances. Control your money. Keep your data.
2021 · ufincs.com · its alternatives →
6
Vaultr▲82
Personal finance app built for young professionals
Apr 2026 · vaultr-app.org · its alternatives →
7
Perri▲72
A simple money management app
2016 · cellularnews.com · its alternatives →
8
Moneon▲103
Free app to track and save money
2019 · moneon.co · its alternatives →
9
Finansi App▲80
Take care of your personal finances
2021 · its alternatives →
10
MySimpleFinance▲11
A simple finance app for tracking your income and expenses
2025 · its alternatives →
11
FinTrack AI▲6
AI-powered personal Finance Tracker
2025 · fintrack-ai.com · its alternatives →
12
Maali – Privacy-first personal finance app with a local AI analyst▲7
A complete personal-finance app with an AI analyst, and everything runs on your own computer. It works with the Wi-Fi off, because your data never needs to leave.
4d ago · maali.app · its alternatives →
13
MyFinMate - Personal Finance App▲10
Smart money management with complete privacy of your data
2025 · myfinmateapp.com · its alternatives →
14
Finansense▲17
Track your money. Smarter, easier
2025 · finansense.id · its alternatives →
15
BeWealthy — Personal finance for IPhone▲3
Track your whole net worth — 100% private, on-device.
Aug 2026 · bewealthy.cloud · its alternatives →
16
Capita▲10
The AI-native money app
2025 · its alternatives →
17
Finovaa — AI Finance Assistant▲2
Your AI co-pilot for money
Nov 2025 · finovaa.app · its alternatives →
18
TheFinAdvisor▲11
AI Personal Financial Advisor, Investment, Personal finance
2024 · its alternatives →
19
Finio: Personal Finance▲2
Multi-currency finance that fits your life
Jul 2026 · apps.apple.com · its alternatives →
20
SmartSpend-Pro▲3
AI-powered personal finance tracking for iPhone
May 2026 · apps.apple.com · its alternatives →
21
Treasury AI▲20
Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.
Jun 2026 · treasury.sh · its alternatives →
22
Finious▲2
Know your numbers. Improve what you can.
May 2026 · finious.ai · its alternatives →
23
Moneyboard for Mac▲10
Budgeting and Spending Tracker
2020 · apps.apple.com · its alternatives →
24
My Wallet▲13
Smart personal finance tracker for your daily life
Oct 2025 · apps.apple.com · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →