Commerce · alternatives · 2026
24 alternatives to MyFinancesApp
The private command center for your entire financial life.
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
- 1
Thank you for your comments, just some context: - The app is a simple desktop application that works on macOS, Windows, and Ubuntu. - I developed this app for my own needs. Getting tired of SaaS app subscriptions and privacy concerns. - For now, the activities are logged manually or imported from a CSV file. No integration with Plaid or other platforms. - No monetization is planned for now (only a "buy me a coffee" if you use and appreciate the app).
2024 · wealthfolio.app · its alternatives →
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A simple finance app for tracking your income and expenses
2025 · its alternatives →
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Ray▲293I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.
Apr 2026 · rayfinance.app · its alternatives →
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uFincs is the easiest, privacy-friendly way of taking control of your finances. Control your money. Keep your data.
2021 · ufincs.com · its alternatives →
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Smart money management with complete privacy of your data
2025 · myfinmateapp.com · its alternatives →
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Fina▲257Fina lets you build your own tracking system with live financial accounts all without using a spreadsheet. You can build and share custom templates the same way you can in notion.
2023 · fina.money · its alternatives →
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Vaultr▲82Personal finance app built for young professionals
Apr 2026 · vaultr-app.org · its alternatives →
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Treasury AI▲20Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.
Jun 2026 · treasury.sh · its alternatives →
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Hi HN, I’ve been working on a project called My Financial Pal, a free web app that generates personalized financial plans in just a few minutes. The way it works: You answer a short questionnaire about your income, expenses, debts, and goals The app uses AI to analyze your answers You immediately receive a custom PDF report with actionable advice tailored to your situation The advice focuses on practical decisions like: Should you prioritize paying off debt vs. investing? How can you budget more effectively? What’s the best strategy to save for a major purchase? My motivation: financial…
2025 · my-financial-pal-baf4b5e07c1c.herokuapp.com · its alternatives →
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AI-powered personal finance where the data stays on your Mac
May 2026 · perfinova.com · its alternatives →
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Private and local. No AI or cloud. Just you and your money.
Jun 2026 · finplan.me · its alternatives →
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Myfin▲1The 100% free, ad-free personal finance app for everyone
Aug 2026 · play.google.com · its alternatives →
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My Wallet▲13Smart personal finance tracker for your daily life
Oct 2025 · apps.apple.com · its alternatives →
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A finance tracker that never phones home
Apr 2026 · willneeds.com.au · its alternatives →
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Hi everyone, I'd like to share FinWise (https://finwiseapp.io) with you, which my wife and I have been building over the last few months. FinWise is an all-in-one personal finance management tool, including budgeting, net-worth tracking, financial planning & forecasting and a couple of other things which we're still busy working on like couples/family budgeting and being able to set and track goals. It's designed to make managing all your personal finances as simple, easy and painless as possible, and we've put a lot of effort into making the website as simple and intuitive,…
2023 · finwiseapp.io · its alternatives →
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Finzen▲3Over the years, I've tried pretty much every personal finance tool out there. Loved some, hated others, but in the end, I always came back to using my trusty google sheet. I needed something that combined YNAB's envelope budgeting with what a multi-asset portfolio tracker does. For me, your budget and your investments are linked. Obviously, never invest more than you can afford to lose - but how are you supposed to know how much that is for you without understanding your spending habits? So I built Finzen Finzen = budgeting + portfolio tracking + rich visual reports and stats Currently in…
Jun 2026 · finzen.org · its alternatives →
- 24
MyFinch▲7The financial co-pilot that predicts your future cash flow.
Nov 2025 · myfinch.app · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →