Alternatives

Products that do what FinPlan.ME does

Private and local. No AI or cloud. Just you and your money.

1. 1
   Stated▲78

   Privacy-first AI finance tracker

   Apr 2026 · statedmoney.com

2. 2
   Monetal▲82

   Super simple expense tracker💰

   2018

3. 3
   FinArt▲3

   Reads notifications, tracks expenses, never sells your data.

   Apr 2026 · apps.apple.com

4. 4
   Finious▲2

   Know your numbers. Improve what you can.

   May 2026 · finious.ai

5. 5
   Thrust — AI Budgeting Without the Cloud▲1

   Your finances. Your device. Your rules.

   May 2026 · thrust.finance

6. 6
   Finzen▲3

   Track every asset. Share nothing. Own your financial clarity

   Jun 2026 · finzen.org

7. 7
   BudgetZen▲3

   The world's most private AI-powered budgeting app

   Jun 2026 · play.google.com

8. 8
   BudgetZen▲2

   The world's most private AI-powered budgeting app

   Jun 2026 · play.google.com

9. 9
   FINOVA▲2

   Take control of your money — free, forever

   May 2026 · mifinova.netlify.app

10. 10
    Tiern▲5

    Budgeting made simple for the modern spender

    Feb 2026 · apps.apple.com

11. 11
    FinSavr▲3

    AI-powered budgeting in your pocket

    May 2026 · finsavr.net

12. 12
    Kept▲3

    Track your money privately — no bank links, no subscriptions

    Apr 2026 · kept.diversekit.cloud

13. 13
    Expense Tracker: Budget & Gold▲5

    Track expenses, gold & budgets — offline, private, free.

    Apr 2026 · play.google.com

14. 14
    SpendFlow▲2

    Free privacy-first personal finance app | no bank connection

    Dec 2025

15. 15
    Finanova▲2

    AI-powered personal finance and budget tracker.

    Apr 2026 · apps.apple.com

16. 16
    Money Manager ▲2

    Track money offline. No account, no cloud, no subscription.

    May 2026 · play.google.com

17. 17
    Vault84: Budget & Expense▲1

    The private, offline, zero-clutter money manager.

    Apr 2026 · jd84.org

18. 18
    OpenTeller▲4

    Private budgeting for any bank, in the AI you already use

    27d ago · openteller.app

19. 19
    FinTrack ▲7

    Make your finances simple and efficient

    Jun 2026 · fintrack.com.ua

20. 20
    Money Hive — Personal Finance Tracker▲2

    Private finance tracker with on-device AI

    May 2026

21. 21
    Vault▲1

    Your finances,your device.No account, no server, no tracking

    May 2026 · privatevault.it.com

22. 22
    MyFuturePlan▲3

    All your finances, simplified.

    Jan 2026

23. 23
    1M Finance▲3

    See where your money goes. No bank login required.

    Jul 2026 · finance.one-m.app

24. 24
    TYM: Track Your Money▲4

    Budget like nobody's watching. Because nobody is.

    Jun 2026 · teralabsllc.com

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