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Commerce · alternatives · 2026

24 alternatives to Betterment Everyday: 2.69% APY

Savings and checking platform, FDIC insured, zero fees

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Betterment Everyday: 2.69% APY launched in 2019; newer entries below may have overtaken it.

  1. 1

    Earn 3% on your money. Pay no fees.

    2018 · its alternatives →

  2. 2

    Earn 4% APY with up to $75m in FDIC insurance

    2023 · its alternatives →

  3. 3

    Win up to $10 million by saving in an FDIC insured account

    2020 · its alternatives →

  4. 4
    Mayfair▲108

    Your cash shouldn’t be earning peanuts.

    2023 · its alternatives →

  5. 5
    Stilt▲275

    Free US bank account and card for Immigrants

    2020 · its alternatives →

  6. 6
    Rand▲116

    Build lasting wealth, earn 5% APY

    2023 · its alternatives →

  7. 7

    Bank that fights medical debt with a free $5K emergency fund

    2020 · its alternatives →

  8. 8

    Checking at HYSA rates! Banking by women, for women

    2023 · its alternatives →

  9. 9
    Digs▲81

    Savings app that matches the money you save for a home

    2019 · its alternatives →

  10. 10
  11. 11E9

    Hey all My name is Adam, and I’m a co-founder at Yotta (YC S20), an app that uses behavioral psychology to help people save money by making saving exciting. We built a feature on Yotta where you can earn 9.62% APY via US Treasury I Bonds. (https://www.withyotta.com/i-bonds) This is an absurd yield for a security that is backed by the full faith and credit of the United States Government - the strongest guarantee you can get. For comparison, most high-yield savings accounts with FDIC coverage are paying ~2%. The backstory: I Bonds were established by the US Treasury in 1998 to…

    2022 · its alternatives →

  12. 12
    Monie▲78

    5% APY high yield account for your dollars

    2021 · its alternatives →

  13. 13
    Mayfair▲267

    The 4% APY business cash account

    2022 · its alternatives →

  14. 14

    Earn up to 5.5% APY on your excess cash

    2022 · its alternatives →

  15. 15

    Challenger bank with 2.10% APY and 1.0% on debit purchases

    2020 · its alternatives →

  16. 16

    A podcast where a guy reads terms and conditions from banks

    2019 · its alternatives →

  17. 17

    Invest, spend, and earn 2.05% APY

    2019 · its alternatives →

  18. 18

    One of the highest interest rates on the market

    2022 · its alternatives →

  19. 19

    Earn highest interest rate in online savings account

    2020 · its alternatives →

  20. 20
    Every.▲208

    Simplified finances for self-employed people.

    2018 · its alternatives →

  21. 21
    Cushion▲78

    Get your bank and credit card fees refunded, automatically

    2021 · its alternatives →

  22. 22
    Petal▲149

    A better way to start building credit — now available!

    2018 · its alternatives →

  23. 23
    Waiver▲73

    Block overdraft, maintenance and credit card late fees

    2021 · its alternatives →

  24. 24

    A mobile business bank account built for makers

    2019 · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →