Commerce · alternatives · 2026

24 alternatives to Crescent

Earn 4% APY with up to $75m in FDIC insurance

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Crescent launched in 2023; newer entries below may have overtaken it.

1
Mayfair▲108
Your cash shouldn’t be earning peanuts.
2023 · its alternatives →
2
Yotta Savings▲154
Win up to $10 million by saving in an FDIC insured account
2020 · withyotta.com · its alternatives →
3
Mayfair▲267
The 4% APY business cash account
2022 · its alternatives →
4
Robinhood Checking & Savings▲465
Earn 3% on your money. Pay no fees.
2018 · its alternatives →
5
Betterment Everyday: 2.69% APY▲5
Savings and checking platform, FDIC insured, zero fees
2019 · betterment.com · its alternatives →
6
Rand▲116
Build lasting wealth, earn 5% APY
2023 · rand.app · its alternatives →
7
Crescent▲134
Earn 4% interest on your money & remove carbon pollution
2021 · its alternatives →
8E9
Earn 9.62% on US Treasury I Bonds on Yotta▲83
Hey all My name is Adam, and I’m a co-founder at Yotta (YC S20), an app that uses behavioral psychology to help people save money by making saving exciting. We built a feature on Yotta where you can earn 9.62% APY via US Treasury I Bonds. (https://www.withyotta.com/i-bonds) This is an absurd yield for a security that is backed by the full faith and credit of the United States Government - the strongest guarantee you can get. For comparison, most high-yield savings accounts with FDIC coverage are paying ~2%. The backstory: I Bonds were established by the US Treasury in 1998 to…
2022 · its alternatives →
9
Business Earn Account▲4
Extend your runway with up to 7.55% APY
2024 · rand.app · its alternatives →
10
3% APY Borderless Business Bank Account▲47
Be your own bank
2023 · datamynt.com · its alternatives →
11
NorthOne Business Banking▲136
A mobile business bank account built for makers
2019 · apps.apple.com · its alternatives →
12
Yield-as-a-Service▲152
Earn up to 5.5% APY on your excess cash
2022 · sivo.com · its alternatives →
13
Stilt▲275
Free US bank account and card for Immigrants
2020 · stilt.com · its alternatives →
14
Vinquo▲5
Earn 5% APY on your cash, insured - 10x your savings
2021 · vinquo.com · its alternatives →
15
doola DAOs▲322
doola Banking enables entrepreneurs around the globe to open a business bank account in the US. As of today, all companies formed with doola have access to doola Banking and are eligible to receive a business credit card — no credit history or SSN required.
2022 · doola.com · its alternatives →
16
Onsurity Edge▲214
All-in-one platform for employee healthcare & wellness needs
2022 · onsurity.com · its alternatives →
17
Yotta I-Bonds Bucket▲70
The easiest way to buy US I-Bonds, earning 9.62% APY
2022 · withyotta.com · its alternatives →
18
Emergency Fund by Petcube▲302
Affordable pet insurance alternative + realtime vet chat
2023 · petcube.com · its alternatives →
19
CRED Mint▲168
Earn up-to 9% interest, while investing in CRED members
2021 · cred.club · its alternatives →
20
doola (formerly StartPack)▲305
One-stop-shop for US and non-US residents to launch a US LLC
2021 · its alternatives →
21
Panda Invest▲4
Earn highest interest rate in online savings account
2020 · its alternatives →
22
Coinbase Earn (XLM)▲227
Learn Stellar. Earn $50 of XLM.
2019 · coinbase.com · its alternatives →
23
Thresholds▲191
Earn up to 6% on your USD, paid daily in Bitcoin
2021 · onesafe.io · its alternatives →
24
DimeFi▲76
Earn 12% APY powered by DeFi, Interest paid out daily
2021 · dimefi.com · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →