Commerce · alternatives · 2026

24 alternatives to Vinquo

Earn 5% APY on your cash, insured - 10x your savings

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Vinquo launched in 2021; newer entries below may have overtaken it.

1. 1
   Rand▲116

   Build lasting wealth, earn 5% APY

   2023 · rand.app · its alternatives →

2. 2
   Brew Money▲640

   Earn ~6% APY on crypto with self-custody, withdraw anytime

   2022 · apps.apple.com · its alternatives →

3. 3
   Mayfair▲108

   Your cash shouldn’t be earning peanuts.

   2023 · its alternatives →

4. 4
   Thresholds▲191

   Earn up to 6% on your USD, paid daily in Bitcoin

   2021 · onesafe.io · its alternatives →

5. 5
   Crescent▲96

   Earn 4% APY with up to $75m in FDIC insurance

   2023 · crescent.app · its alternatives →

6. 6
   Earn.com▲694

   Earn money for replying to emails and completing tasks.

   2017 · coinbase.com · its alternatives →

7. 7
   Yield-as-a-Service▲152

   Earn up to 5.5% APY on your excess cash

   2022 · sivo.com · its alternatives →

8. 8
   Robinhood Checking & Savings▲465

   Earn 3% on your money. Pay no fees.

   2018 · its alternatives →

9. 9
   21.co▲689

   Replace your public email with an inbox that pays you.

   2017 · its alternatives →

10. 10
    DimeFi▲76

    Earn 12% APY powered by DeFi, Interest paid out daily

    2021 · dimefi.com · its alternatives →

11. 11
    Coinchange.io▲82

    Earn & buy crypto, get safe passive income from DeFi yield

    2021 · apps.apple.com · its alternatives →

12. 12
    3% APY Borderless Business Bank Account▲47

    Be your own bank

    2023 · datamynt.com · its alternatives →

13. 13
    Eonian▲178

    The first insured crypto savings account to earn passively

    2024 · eonian.finance · its alternatives →

14. 14
    Mayfair▲267

    The 4% APY business cash account

    2022 · its alternatives →

15. 15
    OnJuno▲347

    Crypto friendly banking with 6% interest and 10% cashback

    2022 · its alternatives →

16. 16
    doola DAOs▲322

    doola Banking enables entrepreneurs around the globe to open a business bank account in the US. As of today, all companies formed with doola have access to doola Banking and are eligible to receive a business credit card — no credit history or SSN required.

    2022 · doola.com · its alternatives →

17. 17E9
    Earn 9.62% on US Treasury I Bonds on Yotta▲83

    Hey all My name is Adam, and I’m a co-founder at Yotta (YC S20), an app that uses behavioral psychology to help people save money by making saving exciting. We built a feature on Yotta where you can earn 9.62% APY via US Treasury I Bonds. (https://www.withyotta.com/i-bonds) This is an absurd yield for a security that is backed by the full faith and credit of the United States Government - the strongest guarantee you can get. For comparison, most high-yield savings accounts with FDIC coverage are paying ~2%. The backstory: I Bonds were established by the US Treasury in 1998 to…

    2022 · its alternatives →

18. 18
    CRED Mint▲168

    Earn up-to 9% interest, while investing in CRED members

    2021 · cred.club · its alternatives →

19. 19
    Robinhood Cash Management▲125

    Invest, spend, and earn 2.05% APY

    2019 · robinhood.com · its alternatives →

20. 20
    Argent▲205

    Crypto's first one tap app to earn and invest

    2020 · argent.app.link · its alternatives →

21. 21
    Worthy▲77

    Earn 5% interest while helping others

    2018 · worthybonds.com · its alternatives →

22. 22
    Monie▲78

    5% APY high yield account for your dollars

    2021 · its alternatives →

23. 23
    StepsInvesting▲183

    Invest with every step you take

    2024 · its alternatives →

24. 24
    MoonRat▲68

    Earn $BNB just by hodling $SMRAT

    2021 · expireddomains.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →