Commerce · alternatives · 2026

24 alternatives to Stilt

Free US bank account and card for Immigrants

Stilt provides a US bank account and debit card designed for immigrants, requiring no Social Security number and available before arrival in the country. The account includes zero fees with no overdraft, NSF, or annual… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites. Stilt launched in 2020; newer entries below may have overtaken it.

1
Sable▲320
Free bank account and credit card for internationals
2020 · its alternatives →
2
TransferWise Debit Card▲657
A bright green card to save you money when you pay abroad 💳💱
2018 · wise.com · its alternatives →
3
Elevate Pay▲544
USD accounts for remote professionals and freelancers
2024 · elevatepay.co · its alternatives →
4
Passbook▲84
A banking app for multi-nationals in the US
2020 · its alternatives →
5
Zolve▲126
Apply for a US bank account & US credit card from anywhere
2021 · zolve.com · its alternatives →
6
Robinhood Checking & Savings▲465
Earn 3% on your money. Pay no fees.
2018 · its alternatives →
7
TransferWise Borderless Account▲302
Send, receive and organize your money without crazy fees
2017 · wise.com · its alternatives →
8
Yotta Savings▲154
Win up to $10 million by saving in an FDIC insured account
2020 · withyotta.com · its alternatives →
9
N26▲290
The Mobile Bank
2016 · n26.com · its alternatives →
10
Finnt▲185
Next-gen banking app for students
2023 · apps.apple.com · its alternatives →
11
doola DAOs▲322
doola Banking enables entrepreneurs around the globe to open a business bank account in the US. As of today, all companies formed with doola have access to doola Banking and are eligible to receive a business credit card — no credit history or SSN required.
2022 · doola.com · its alternatives →
12
Stilt▲16
Loans for non-US students and working professionals
2016 · stilt.com · its alternatives →
13
3% APY Borderless Business Bank Account▲47
Be your own bank
2023 · datamynt.com · its alternatives →
14
MigRun▲337
Residence permits and visas in Europe 3-5X cheaper & faster
2022 · app.migrun.tech · its alternatives →
15
Crescent▲96
Earn 4% APY with up to $75m in FDIC insurance
2023 · crescent.app · its alternatives →
16
Step▲121
Banking for teens
2020 · step.com · its alternatives →
17
NorthOne Business Banking▲136
A mobile business bank account built for makers
2019 · apps.apple.com · its alternatives →
18
Remitr Global Business Account▲71
Free, virtual $, €, £ bank accounts for small businesses
2020 · trulyfinancial.com · its alternatives →
19
Penta▲147
A free and beautiful business bank account in Germany 😍🇩🇪
2018 · qonto.com · its alternatives →
20
Step▲14
Mobile Banking for Teens
2019 · step.com · its alternatives →
21
Get a US Company and US Bank Account. Remotely. No SSN Required▲13
Formation, EIN, Registered Agent, Annual State Filings, Federal Tax Filings and a Dedicated Account Manager. Grow your business and let doola handle your business compliance needs.
2022 · doola.com · its alternatives →
22
Sammy▲82
The US bank account for global digital workers is here
2023 · apps.apple.com · its alternatives →
23
HEVN U.S.from $25/mo▲111
Hold USD and pay globally through U.S. sponsor banks
Aug 2026 · gethevn.com · its alternatives →
24
Betterment Everyday: 2.69% APY▲5
Savings and checking platform, FDIC insured, zero fees
2019 · betterment.com · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →