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Commerce · alternatives · 2026

24 alternatives to Penta

A free and beautiful business bank account in Germany 😍🇩🇪

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Penta launched in 2018; newer entries below may have overtaken it.

  1. 1
    Penta▲4

    Open a free business bank account online in minutes

    2018 · qonto.com · its alternatives →

  2. 2

    Free, virtual $, €, £ bank accounts for small businesses

    2020 · trulyfinancial.com · its alternatives →

  3. 3

    One-stop-shop for US and non-US residents to launch a US LLC

    2021 · its alternatives →

  4. 4

    doola Banking enables entrepreneurs around the globe to open a business bank account in the US. As of today, all companies formed with doola have access to doola Banking and are eligible to receive a business credit card — no credit history or SSN required.

    2022 · doola.com · its alternatives →

  5. 5

    Business account and tax app for your small business 🇬🇧

    2020 · anna.money · its alternatives →

  6. 6
    Nordigen▲131

    Free open banking API

    2021 · its alternatives →

  7. 7
    N26▲290

    The Mobile Bank

    2016 · n26.com · its alternatives →

  8. 8
    Stilt▲275

    Free US bank account and card for Immigrants

    2020 · stilt.com · its alternatives →

  9. 9

    Company accounts, cross-border payments and business loans

    2022 · berg.money · its alternatives →

  10. 10
    Sable▲320

    Free bank account and credit card for internationals

    2020 · its alternatives →

  11. 11

    All your German & EU bank balances, right in your menu bar

    Mar 2026 · simplebanking.de · its alternatives →

  12. 12

    A mobile business bank account built for makers

    2019 · apps.apple.com · its alternatives →

  13. 13
    Bankin▲101

    An automated financial coach available in France 🇫🇷

    2019 · bankin.com · its alternatives →

  14. 14

    A banking app for multi-nationals in the US

    2020 · its alternatives →

  15. 15

    The mobile only bank account 💸

    2018 · starlingbank.com · its alternatives →

  16. 16
    Insha▲81

    Revolutionary interest-free banking

    2018 · getinsha.com · its alternatives →

  17. 17

    Current accounts for freelancers & businesses 💳

    2018 · monese.com · its alternatives →

  18. 18
    Open▲78

    Business banking that finally gets you

    2021 · open.money · its alternatives →

  19. 19

    Digital bank for African diaspora

    2021 · lemonade.finance · its alternatives →

  20. 20

    A bank account for your phone, now on the web

    2018 · n26.com · its alternatives →

  21. 21
    fundpnb▲79

    Get a small business loan fast and easy

    2018 · its alternatives →

  22. 22
    GoSolo▲92

    Smart business banking for SMEs in the UK

    2021 · gosolo.net · its alternatives →

  23. 23

    1% APY and more than just a bank account

    2020 · quickbooks.intuit.com · its alternatives →

  24. 24
    Monzo▲117

    The bank of the future

    2016 · monzo.com · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →