Commerce · alternatives · 2026
24 alternatives to With BOFA at 0.01%, I made levels.fyi for high yield savings accounts
I was with BOFA and Chase Private Client for years before I realized that they were making tons of interest off my money and just keeping it for themselves. The funny thing is that since I had a lot of money with them they raised my rate as a thank you to wait for it 0.02% instead of 0.01% lol. Got upset because of this and made this site. It scrapes all the banks every 30 minutes so it is the most real time source of APY data on the internet. Rates are now over 3% at the high end so it makes sense to park your money in these places rather than the big three banks.
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier. With BOFA at 0.01%, I made levels.fyi for high yield savings accounts launched in 2022; newer entries below may have overtaken it.
- 1
- 2IQ
Quick background: I used to code. Studied it in school, wrote some projects, but eventually convinced myself I wasn't cut out for it. Too slow, too many bugs, imposter syndrome — the usual story. So I pivoted, ended up as an investment associate at an early-stage angel fund, and haven't written real code in years. Fast forward to now. I'm a Buffett nerd — big believer in compound interest as a mental model for life. I run compound interest calculations constantly. Not because I need to, but because watching numbers grow over 30-40 years keeps me patient when markets get wild. It's basically…
Jan 2026 · calquio.com · its alternatives →
- 3
I have 5% of crypto and want 65% of Bitcoin there. How?
2021 · github.com · its alternatives →
- 4
Planet Money A/B tests an ep about A/B testing
2015 · its alternatives →
- 5
- 6E9
Hey all My name is Adam, and I’m a co-founder at Yotta (YC S20), an app that uses behavioral psychology to help people save money by making saving exciting. We built a feature on Yotta where you can earn 9.62% APY via US Treasury I Bonds. (https://www.withyotta.com/i-bonds) This is an absurd yield for a security that is backed by the full faith and credit of the United States Government - the strongest guarantee you can get. For comparison, most high-yield savings accounts with FDIC coverage are paying ~2%. The backstory: I Bonds were established by the US Treasury in 1998 to…
2022 · its alternatives →
- 7MS
For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.
2023 · financemadelovely.com · its alternatives →
- 8
It’s pretty simple: ask us absolutely anything about your finances (it’s okay to be really specific to your situation!) and our algorithm backed by a Certified Financial Planner will give you a hyper-personalized spot-on answer, for free. Go ahead and stump us! Let’s really kick the tires on this thing :) Up until now, we've been doing comprehensive financial advising for free. Our most popular feature is the ability to just ask us anything so we figured why not make that feature available for everyone? Also for free :) Some more context: Uprise’s mission is to make wealth…
2022 · app.uprise.us · its alternatives →
- 9
Hey guys, I built an app that follows the envelope budgeting philosophy like YNAB and with beautiful expense breakdown displayed in sankey, line, bar charts. It also tracks your crypto wallet (BTC & ERC20), bank connections through Plaid and brokerage accounts through SnapTrade. Create unlimited categories, cash/loan/credit accounts and start budgeting at https://buildyourbudget.com/
Nov 2025 · buildyourbudget.com · its alternatives →
- 10
Hey HN, I started my career as a finance manager, transitioned into product management, and now I’m building my own products. Back in my finance days, while managing a £6M budget, I uncovered a £15k leak hiding in plain sight: FX fees. Today, I see solo founders making the exact same mistake. I realised most founders are quietly losing 2-5% of their revenue to what I call the Lazy Tax: - Stripe's ~2% auto-conversion fee on inbound revenue, - plus their local bank's ~3% spread when paying for global SaaS tools (AWS, Claude, Ads). So I built FixMyFX to show founders their exact leak and how to…
Apr 2026 · fixmyfx.com · its alternatives →
- 11CC
2021 · link.springer.com · its alternatives →
- 12
- 13
I was a software engineer at a late stage startup and was caught in a layoff this January. When I looked into exercising my options or getting liquidity, I realized the secondary market is a total black box. Liquidity funds spend a fortune on Google Ads just to find people like us. Those high marketing costs eventually come out of our pockets in the form of higher fees and worse terms. I built StrikeRates to change that. The site is meant to be a central resource for anyone navigating this. I included a Liquidity 101 section that explains the different financial vehicles because that…
Mar 2026 · strikerates.com · its alternatives →
- 14
- 15
- 16IB
Hey HN, I've just begun my solopreneur journey. I've been a "serial starter" - often starting projects and never seeing them through, and I have finally finished my first project! Maybe this sentiment resonants with some of you, let me know in the comments below I built this tool as a simple no-risk method for turning more visitors into customers by A/B testing your sale promotions and automatically displaying the promotion with the highest conversion rate. Did you know that increasing your conversion rate by just half a percent can have a dramatic impact on your sales without needing…
2024 · smartsalebanner.com · its alternatives →
- 17TT
Threw this together pretty quick because I kept seeing different takes on the new tax bill everywhere. Some sources saying it's bad for lower/middle class, others saying everyone saves money - figured I'd just build something to visualize it instead of trying to figure out who's right. Used Cursor to help build the website and make it interactive so you can plug in your own info. Hosted using Cloudflare pages. This definitely isn't perfect and you shouldn't use it for actual tax planning or anything serious. I'm not a tax expert, just someone who wanted to see the numbers laid out…
2025 · trumptaxchanges2025.com · its alternatives →
- 18
Challenger bank with 2.10% APY and 1.0% on debit purchases
2020 · avant.com · its alternatives →
- 19
I loved learning how to build end-to-end encryption. I thought you'd need to go through every record. I felt really silly when I learned how keys can be used. For context, I'd blown through half a million dollars over 4 years and had no idea where it went. So I'm trying to get a grip on it with this app. I can't use bank statements, because I'm using different electronic money institutions (EMI) and Lebanon barely supports paying by card. It took a while to get a UI I actually wanted to use... The part I'm still unsure about is adding old savings. Some find it intuitive but others find it…
Jun 2026 · bucksbuddy.com · its alternatives →
- 20
VaultLeapfree tier, from $14.99/mo▲10I'm Greg, co-founder of VaultLeap. Built this for founders who can't get a US bank account. USD/EUR/MXN accounts with real ACH routing numbers and we have Visa cards coming soon. If you've been cut off from Mercury or similar recently, DM me — happy to help some founders out.
2025 · vaultleap.com · its alternatives →
- 21IB
I'm Canadian, live abroad, and my money is scattered across two countries, multiple currencies, banks, brokerages, real estate, and some private equity. No app could hold all of it, and none could answer a simple question like "what's my actual USD exposure?" Brisa pulls everything together (Plaid + manual accounts + real estate + PE, all multi-currency) and puts an AI on top that has my full financial picture in context. Instead of clicking through charts, I can just ask. Would appreciate any feedback!
Jul 2026 · demo.joinbrisa.com · its alternatives →
- 22IM
So I’m writing a guide about accessing US Banking & Credit as a non-US resident. It’s work-in-progress but the first couple of chapters are accessible for everybody. Any feedback is appreciated!
2023 · its alternatives →
- 23CA
During my fundraise, I had 6 Calendly links I was managing actively. My goals were: 1. Investors should always find links comfortable to their timezone 2. They should not see full day slots thinking I am free throughout the day ( wrong sign ) 3. So I had to manage multiple calendly for every timezone and opening slots - when one close. I really wished someone would have given me power to add all these things just as agent instructions for AI to decide - and we did it now. buxo.ai for everyone.
Mar 2026 · buxo.ai · its alternatives →
- 24
OpBoard▲7I’m a financial analyst, and for years I managed our family budget in a massive Excel sheet. I loved the control, but it eventually became an "unpaid second job" of fixing broken CSV formats and patching formulas. The real problem: The spreadsheet was a barrier, not a bridge. It didn’t help me have better money conversations at home. Telling my wife “Dining is high” wasn't helpful; we needed to see where we were overspending (e.g., that one specific cafe vs. grocery runs) without me having to act as a "human pivot table" every Sunday night. I didn't want an app that required our bank…
Feb 2026 · opboard.io · its alternatives →
Also compare
Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →