Robinhood Checking & Savings
Earn 3% on your money. Pay no fees.
Robinhood Checking & Savings launched on December 13, 2018 with 465 votes, #13 of 2,148 launches that month and more than 99% of that year's launches.
In plain words
Robinhood Checking & Savings is a banking service that offers 3% interest on both checking and savings accounts with no fees. The account earns interest on every dollar from the first deposit, meaning an average customer with $8,000 would earn approximately $240 annually. The service is designed for anyone looking to maximize returns on their everyday bank balances while avoiding traditional banking fees.
written from the facts on this page · September 2026
From the sources
Whether you keep your money in checking or savings, you’ll get the same 3% on every dollar. That’s an extra $240 every year for the average American with $8,000 in the bank. With Robinhood, you get more for your money—starting with the very first dollar.
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