Commerce · alternatives · 2026

24 alternatives to Robinhood Checking & Savings

Earn 3% on your money. Pay no fees.

Robinhood Checking & Savings is a banking service that offers 3% interest on both checking and savings accounts with no fees. The account earns interest on every dollar from the first deposit, meaning an average… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Robinhood Checking & Savings launched in 2018; newer entries below may have overtaken it.

1. 1
   Robinhood Checking and Saving▲6

   Earn 3%, no fees, and access over 75,000 free ATMs.

   2018 · its alternatives →

2. 2
   Robinhood Cash Management▲125

   Invest, spend, and earn 2.05% APY

   2019 · robinhood.com · its alternatives →

3. 3
   Robinhood Crypto▲1,208

   Zero-fee cryptocurrency trading from Robinhood 💸

   2018 · its alternatives →

4. 4
   Robinhood for iOS▲464

   Robinhood now available on iPhone

   2014 · robinhood.com · its alternatives →

5. 5
   Rand▲116

   Build lasting wealth, earn 5% APY

   2023 · rand.app · its alternatives →

6. 6
   Robinhood Instant▲363

   The fastest way to trade stocks. Instant access to deposits

   2016 · robinhood.com · its alternatives →

7. 7
   Robinhood for Web▲486

   Robinhood launches new web product, passes 3M users

   2017 · robinhood.com · its alternatives →

8. 8
   World’s first £3 flat fee (0% FX markup) money transfer service▲182

   Good morning everyone! My co-founder and I recently moved to the UK after working at Robinhood for over 5 years. We were stunned at the fees it was costing us to move money across borders with existing fintech solutions, so we decided to start Atlantic Money - the world’s first fixed fee (with no FX markup) money transfer product. For £3 you can transfer up to £1M. Let us know if you have any questions!

   2022 · atlantic.money · its alternatives →

9. 9
   Freetrade▲274

   Invest in stocks & ETFs for free, get started in seconds.

   2019 · freetrade.io · its alternatives →

10. 10
    Yield-as-a-Service▲152

    Earn up to 5.5% APY on your excess cash

    2022 · sivo.com · its alternatives →

11. 11
    Vault▲283

    Automatically save for retirement every time you’re paid

    2017 · its alternatives →

12. 12
    Monie▲78

    5% APY high yield account for your dollars

    2021 · its alternatives →

13. 13
    Financial Choice▲116

    Invest your checking account balance to get market returns

    2021 · financialchoice.com · its alternatives →

14. 14
    Seed Checks▲217

    Fill your seed round way faster

    2023 · its alternatives →

15. 15
    CRED Mint▲168

    Earn up-to 9% interest, while investing in CRED members

    2021 · cred.club · its alternatives →

16. 16
    Betterment Everyday: 2.69% APY▲5

    Savings and checking platform, FDIC insured, zero fees

    2019 · betterment.com · its alternatives →

17. 17
    Mayfair▲267

    The 4% APY business cash account

    2022 · its alternatives →

18. 18
    3% APY Borderless Business Bank Account▲47

    Be your own bank

    2023 · datamynt.com · its alternatives →

19. 19
    Worthy▲77

    Earn 5% interest while helping others

    2018 · worthybonds.com · its alternatives →

20. 20
    Monetal▲82

    Super simple expense tracker💰

    2018 · its alternatives →

21. 21
    Thresholds▲191

    Earn up to 6% on your USD, paid daily in Bitcoin

    2021 · onesafe.io · its alternatives →

22. 22
    Crescent▲96

    Earn 4% APY with up to $75m in FDIC insurance

    2023 · crescent.app · its alternatives →

23. 23
    Swan Bitcoin▲159

    Bitcoin investing made easy.

    2020 · swanbitcoin.com · its alternatives →

24. 24
    Opencash▲60

    Win up to $10 million each year while investing in stocks

    2023 · opencash.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →