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Commerce · alternatives · 2026

24 alternatives to World’s first £3 flat fee (0% FX markup) money transfer service

Good morning everyone! My co-founder and I recently moved to the UK after working at Robinhood for over 5 years. We were stunned at the fees it was costing us to move money across borders with existing fintech solutions, so we decided to start Atlantic Money - the world’s first fixed fee (with no FX markup) money transfer product. For £3 you can transfer up to £1M. Let us know if you have any questions!

Atlantic Money is a cross-border money transfer service that charges a flat £3 fee with no foreign exchange markup, allowing users to transfer up to £1 million per transaction. Founded by former Robinhood employees, it… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. World’s first £3 flat fee (0% FX markup) money transfer service launched in 2022; newer entries below may have overtaken it.

  1. 1

    Save up to 99% transferring money abroad vs Wise

    2022 · atlantic.money · its alternatives →

  2. 2

    Atlantic Money is now available for Android users

    2023 · atlantic.money · its alternatives →

  3. 3

    World’s first fixed fee money transfers for businesses.

    2023 · atlantic.money · its alternatives →

  4. 4

    Zero-fee cryptocurrency trading from Robinhood 💸

    2018 · its alternatives →

  5. 5

    Earn 3% on your money. Pay no fees.

    2018 · its alternatives →

  6. 6

    Send, receive and organize your money without crazy fees

    2017 · wise.com · its alternatives →

  7. 7
    Freetrade▲274

    Invest in stocks & ETFs for free, get started in seconds.

    2019 · freetrade.io · its alternatives →

  8. 8
    Payzeal▲86

    2-click money transfers for 1500+ banks in 5 EU countries

    2023 · apps.apple.com · its alternatives →

  9. 9

    International money transfers like an email

    2024 · bingtellar.com · its alternatives →

  10. 10

    ⚡Send money💸 overseas🌏 @exchange-rates + no 👻hidden fees

    2021 · currencyfair.com · its alternatives →

  11. 11
    Brex Cash▲243

    Replace your bank account with Brex Cash.

    2019 · brex.com · its alternatives →

  12. 12

    All of your money, in one place.

    2018 · its alternatives →

  13. 13

    Make international money transfers with confidence. Compare FX rates from FCA-regulated providers. No transfer fees. Rated 4.9/5 on Trustpilot.

    2015 · currencytransfer.com · its alternatives →

  14. 14

    No bank rip-offs transferring money internationally

    2014 · currencyfair.com · its alternatives →

  15. 15IB
  16. 16

    Hi HN, I built Small Transfers, a payments platform for SaaS / API makers who want to bill customers per request instead of pushing them into subscriptions or pre-buy packages. *Why?* - Many customers hate subscriptions and/or want to use a service occasionally. - Traditional payment processors add a fixed fee to every charge, making charges below 1 USD impractical. - Stripe UBB tracks usage, but you still need to write your own auth, add spending limits, and each merchant charges cards separately (extra fees for customers). *How it works?* - Each merchant has a Small Transfers…

    2025 · smalltransfers.com · its alternatives →

  17. 17

    Send money abroad without hidden & excessive bank fees 💷 🔁 💶

    2014 · wise.com · its alternatives →

  18. 18
    COBINHOOD▲206

    Shaping future economies through cryptocurrency

    2018 · its alternatives →

  19. 19
    SukuPay▲136

    Move money globally through phone numbers—no apps required

    2024 · sukupay.app · its alternatives →

  20. 20
    Fin.do▲86

    A card-to-card system for instant money transfers 💳

    2018 · fin.do · its alternatives →

  21. 21
    Afriex▲84

    We make it easy for immigrants to send money

    2023 · afriex.com · its alternatives →

  22. 22
    Transfr▲92

    Compare fees and exchange rates for money transfers

    2019 · transfr.io · its alternatives →

  23. 23

    Interest-free financing for ecommerce

    2019 · brex.com · its alternatives →

  24. 24

    Bank-to-bank payments that grow your business

    2023 · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →