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Commerce · alternatives · 2026

24 alternatives to Ask our algorithm and real financial expert anything about your money

It’s pretty simple: ask us absolutely anything about your finances (it’s okay to be really specific to your situation!) and our algorithm backed by a Certified Financial Planner will give you a hyper-personalized spot-on answer, for free. Go ahead and stump us! Let’s really kick the tires on this thing :) Up until now, we've been doing comprehensive financial advising for free. Our most popular feature is the ability to just ask us anything so we figured why not make that feature available for everyone? Also for free :) Some more context: Uprise’s mission is to make wealth…

Uprise is a free financial advice platform where users can ask questions about their personal finances and receive personalized answers from an algorithm reviewed by a Certified Financial Planner. The service handles… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Ask our algorithm and real financial expert anything about your money launched in 2022; newer entries below may have overtaken it.

  1. 1

    Spot-on answers from our CFP financial experts, 100% free

    2022 · uprise.us · its alternatives →

  2. 2
    Uprise▲356

    We optimize your financial life, for free

    2022 · uprise.us · its alternatives →

  3. 3

    Embedded tax and financial planning infrastructure for financial platforms, helping partners increase engagement, retention, and lifetime value.

    2022 · uprise.us · its alternatives →

  4. 4
    Ray▲293

    I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.

    Apr 2026 · rayfinance.app · its alternatives →

  5. 5

    Embed AI+human financial advisory on your platform

    2023 · uprise.us · its alternatives →

  6. 6
    Fina▲257

    Fina lets you build your own tracking system with live financial accounts all without using a spreadsheet. You can build and share custom templates the same way you can in notion.

    2023 · fina.money · its alternatives →

  7. 7
    Fundrise▲138

    The first low-cost private market investment advisor

    2017 · fundrise.com · its alternatives →

  8. 8
    Finqr▲66

    Personal finances Q&A answered by specialists

    2023 · its alternatives →

  9. 9
    StackUp▲64

    Get a data-driven report card on your financial advisor

    2018 · stackup.ai · its alternatives →

  10. 10

    Serving Individuals, Startups, and Financial Institutions

    2023 · its alternatives →

  11. 11

    Make progress on your money.

    2014 · learnvest.com · its alternatives →

  12. 12

    Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.

    Jun 2026 · treasury.sh · its alternatives →

  13. 13

    Hi HN, I’ve been working on a project called My Financial Pal, a free web app that generates personalized financial plans in just a few minutes. The way it works: You answer a short questionnaire about your income, expenses, debts, and goals The app uses AI to analyze your answers You immediately receive a custom PDF report with actionable advice tailored to your situation The advice focuses on practical decisions like: Should you prioritize paying off debt vs. investing? How can you budget more effectively? What’s the best strategy to save for a major purchase? My motivation: financial…

    2025 · my-financial-pal-baf4b5e07c1c.herokuapp.com · its alternatives →

  14. 14

    AI-Powered Financial Insights and Education

    2025 · richify.ai · its alternatives →

  15. 15

    Talk to Your Financial Data

    Nov 2025 · its alternatives →

  16. 16

    Plans your financial future

    2024 · its alternatives →

  17. 17

    Your AI personal finance advisor — no agenda, no ads

    May 2026 · askmyfinance.com · its alternatives →

  18. 18MS

    For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.

    2023 · financemadelovely.com · its alternatives →

  19. 19

    Free Financial Planning from Wealthfront

    2018 · wealthfront.com · its alternatives →

  20. 20

    Unf*ck Your Finances. 10 questions. 5 minutes. Easy fixes

    2025 · yourefingupyourfinances.com · its alternatives →

  21. 21

    Your AI-Powered Financial Assistant. Get access all year!

    2025 · its alternatives →

  22. 22IB

    A few years ago, I started managing my finances using Google Sheets. It worked fine for a while, but then I hit some limitations. As my financial planning needs grew more complex, I found myself struggling with tracking assets and forecasting future financial scenarios. Thus, I started to work in my spare time on building FinancialAha: https://www.financialaha.com - a financial planning app designed to do everything my spreadsheets couldn’t. It is completely free and I intend to add some paid features later on as listed on the pricing page, but I want to keep it free for people…

    2024 · its alternatives →

  23. 23

    Fund your next big thing

    2015 · upliftfinancial.com · its alternatives →

  24. 24

    Your clever finance coach: Track, learn, get money savvy!

    Oct 2025 · moneydaddy-app.com · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →