Alternatives
Products that do what I built my own financial planinng app does
A few years ago, I started managing my finances using Google Sheets. It worked fine for a while, but then I hit some limitations. As my financial planning needs grew more complex, I found myself struggling with tracking assets and forecasting future financial scenarios. Thus, I started to work in my spare time on building FinancialAha: https://www.financialaha.com - a financial planning app designed to do everything my spreadsheets couldn’t. It is completely free and I intend to add some paid features later on as listed on the pricing page, but I want to keep it free for people…
- 1IS
Hey everyone! After another year of building as a solo dev on nights and weekends, I'm back with an update on this post: https://news.ycombinator.com/item?id=31083093. TL;DR - ProjectionLab (https://projectionlab.com) is a privacy-friendly personal finance planning tool where you can create financial plans that go beyond the standard online retirement calculators. And by popular request, it now supports self-hosting for Lifetime users! Something I'm grateful for is that our community here on HN is the difference between PL existing and not. There was actually a time…
2023 · projectionlab.com
- 2WI
Everyone’s chasing AI hype. I built a Google Sheet and it quietly took off. In 2020, I made it to track my own finances for income, expenses, savings, yearly summaries etc. I shared it once on Reddit, forgot about it for a year… When I checked back, it had over 130k views and I was honestly stoked! No launch. No funding. No AI. Just a spreadsheet people actually stick with and find useful. I finally gave it a proper home: write-it-down.com Now, more than 2,300 people use it. It’s intentionally boring and that’s why it works. People don’t always need AI. They just need something that actually…
Oct 2025 · write-it-down.com
- 3
- 4KT
I started to track my expenses on excel sheets earlier this year. It was interesting to see how much I spent casually on just another hangout with friends or on education. Excel sheets are painful, at least for me. So I built this with my friend: (it's just MVP) http://accountant.besperk.com Edit: Coming up next: > Mobile site and apps asap. > Graphs and reports > SSL > Custom Alerts (when you cross a certain limit, that you define, for certain tag) > Pre populated tags. Tech used: > Rails > on Heroku My co-founder is offline will ask him to add more details on…
2011
- 5
- 6GA
Hi HN, I wanted to share an app I've created recently since it might be useful for you: guitos is a free open-source budgeting app that helps you figure out where your money went and plan your budget ahead of time. It was initially created to replace a spreadsheet I created based on the budgeting advice given on the r/personalfinance subreddits and as an opportunity to learn React. The app stores data in your browser's local storage (IndexedDB). Your private financial data doesn't leave your browser. (If you're wondering what the app's name means: "guitos" is portuguese slang for…
2023 · guitos.app
- 7IS
Hey everyone! I'm back with an update on this post [0]. Last year, I quit my corporate job and went full-time on ProjectionLab, the long-term financial planning app I've been building for the past 4 years, which some of you may recognize. The decision to go all-in felt like a huge leap. But it was the right call, and it's been a good year. And without the HN community, it would not have happened. As I mentioned last time [0], the feedback on my original Show HN is THE reason I'm still here working on this. I'm really grateful for that. And I hope the way I’ve grown PL -- staying bootstrapped…
2024 · projectionlab.com
- 8IM
My Expenses is a very simple app to track expenses for one-time budgets. Let's say you're going on vacations in Italy and you want to allocate $1.500 to this trip. You create a budget "Italy" in 30 seconds and you're ready to go. Each time you make an expense in Italy, you add it to the app in a few seconds and you instantly know you're remaining budget. I'm bored of super complex apps. Yes, they do a lot of things, but it often takes a while to get used to the app and understand all its features. That's why I created this app. I want people to be able to track their expenses in seconds, as…
2023 · apps.apple.com
- 9AO
It’s pretty simple: ask us absolutely anything about your finances (it’s okay to be really specific to your situation!) and our algorithm backed by a Certified Financial Planner will give you a hyper-personalized spot-on answer, for free. Go ahead and stump us! Let’s really kick the tires on this thing :) Up until now, we've been doing comprehensive financial advising for free. Our most popular feature is the ability to just ask us anything so we figured why not make that feature available for everyone? Also for free :) Some more context: Uprise’s mission is to make wealth…
2022 · app.uprise.us
- 10
Ready-to-use Excel and Google Sheets spreadsheets templates.
May 2026 · financialaha.com
- 11MS
For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.
2023 · financemadelovely.com
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- 13YP
Care to share a screenshot and the 'killer feature' of any of your personal, self-built productivity tools? eg. I made my own calendar and money-tracker last year - there are no other users, it makes no money, I have no plans to make it public, but it holds my life together :) http://i.imgur.com/h2keJDg.png GREAT BECAUSE... it tells me how much I'm going to get paid this month. Absolutely no ulterior motive here (ie. I'm not canvassing opinions for a productivity app startup or anything), just interested.
2013
- 14FA
I've developed a web app that organizes financial statements from SEC. There are similar products on the Internet, but all of them I found just "abstracts" raw information into something. For example, typical website has "Revenue" as a top-line metrics. In reality, that can be "Total Revenue", "Net Sales", "Operating Revenue", and so on. Those website can't cover exceptional values in same reason. I believe serious investors need raw financial statements aggregated because each number reflect the companies' financial performance. Major platforms like Bloomberg does that but too expensive for…
2024 · finboard.net
- 15IM
Hi HN, I am a solopreneur in the evenings and a software engineer during the day. In the past, I have created lots of calculators for my web projects and freelancing friends. These were pretty basic, but users always welcomed them. I also used currently available builders, but the problem was that they were either slow, broke on mobile devices, had nonsense page view limits, or were expensive. Some even ticked all those boxes. So I have decided to create my own, with a simple interface, and called it Creative Widgets (if it ever takes off, I plan to add more exciting stuff like charts, etc,…
2024 · creativewidgets.io
- 16SA
The website is: https://www.spendbook.net/main I am posting this on behalf of a friend who built it so he can get a feedback - he doesn't have an account and when he created one his post was killed.
2018
- 17FT
Hi everyone, I'd like to share FinWise (https://finwiseapp.io) with you, which my wife and I have been building over the last few months. FinWise is an all-in-one personal finance management tool, including budgeting, net-worth tracking, financial planning & forecasting and a couple of other things which we're still busy working on like couples/family budgeting and being able to set and track goals. It's designed to make managing all your personal finances as simple, easy and painless as possible, and we've put a lot of effort into making the website as simple and intuitive,…
2023 · finwiseapp.io
- 18
- 19IB
Hi HN, I built a website myfinsight.com that aims to make complicated company financials easy to understand. The problem: The go-to place for financial data such as revenue, sales, net income is Yahoo finance. However, their data is usually wrong and very limited. The numbers are hard to digest to get insight quickly. There are also numerous websites that provide much better data for a very expensive monthly fee. Solution: a website that provides free diagrams and charts that visualize important financial data, such as income growth rate by date, revenue breakdown etc. It is free because the…
Nov 2025 · myfinsight.com
- 20AM
Hi HN, Today I'm launching the Net Worth Tracker by Flow Finance, a beautiful and minimalist Excel template that allows individuals to track their assets, liabilities, income, and spending on a monthly basis. The focus of this template is understanding long-term trends in the incoming and outgoing expenses for an individual—always with a focus on maximising insights while minimising user inputs. This project was created because the alternatives, frankly, are completely overwhelming. A friend of mine introduced me to the FIRE Movement and, after doing deep dives through Reddit, I tried to…
2023 · getflow.finance
- 21
- 22IQ
Around the middle of this year I quit my decently paid, high stress SWE job so I could spend some downtime doing things that make me happy. I did some travelling, both interstate and abroad, spent time working on projects around the house, did some gardening and took up cooking as a hobby. While cooking, I found that most of the apps already out there that focused on meal planning and recipe/shopping list management didn't quite work out how I wanted them to. Some would only work on limited devices, or bombarded me with pointless social features, or they didn't allow importing external…
2023 · tastybites.app
- 23
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