Life & fun · alternatives · 2026
24 alternatives to I’m writing a “US Banking and Credit for Foreigners” guide
So I’m writing a guide about accessing US Banking & Credit as a non-US resident. It’s work-in-progress but the first couple of chapters are accessible for everybody. Any feedback is appreciated!
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 2 we have checked on their own sites, 2 of them free or with a free tier. I’m writing a “US Banking and Credit for Foreigners” guide launched in 2023; newer entries below may have overtaken it.
- 1IW
2012 · guidetoyc.com · its alternatives →
- 2MS
For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.
2023 · financemadelovely.com · its alternatives →
- 3
Hi HN — I'm Jett, a solo founder operating across US/China/global markets. I built Global Solo because I kept running into the same problem: as a solo founder with income from multiple countries, an LLC in one jurisdiction, and time spent in another — I had no idea what my actual structural risk looked like. My CPA handled US filing, but nobody was mapping the full picture across entity structure, tax residency, banking, and documentation. So I built a diagnostic tool that does exactly that. *What it is:* A structured risk assessment across 4 dimensions — Money, Entity, Tax, and…
Aug 2026 · globalsolo.global · its alternatives →
- 4MF
I'm a final-year student from Malaysia. Been spending some time reading up on Fraud in Fintech. Would love feedback on what I've learned, and what I should be focusing more on.
Jan 2026 · bryanslab.com · its alternatives →
- 5IV
Hi all, Been a while since I've posted and in the time since I have created a trading journal website where you can submit and track your trades with the USP of tracking your outgoings too. There has been a huge rise in the number of retail traders (me included) and a lot of people now have the very real possibility of quitting their day jobs and trading full time. I want to help people do that! It's still in very early stages and I'm releasing new updates daily but would be very grateful to get some other peoples feedback! Thanks in advance and hope you're all having a good day! :D
2023 · trackyourtrades.co.uk · its alternatives →
- 6
- 7
Hi HN! In the last couple of weeks I've been working on Cranki: Cranki = Crosswords + Anki. (It's a stupid name tbh, haha) I like doing crosswords in Spanish (to learn vocab) but none of the apps out there allowed me to use my own list of words that I come across. So I built one instead. It's entirely client-side. No server, no database, no accounts, etc. Your words and stats are stored in local storage. I built this for myself but let me know if you like it!
Apr 2026 · cranki.app · its alternatives →
- 8WW
Over three months ago, I posted my book on HN and got tremendous +ve reponse. I am happy to inform that I have published the book to leanpub as per the comments I got on HN itself! It is pay as you go model, and the minimum is $0 because I wanted to contribute back to the FOSS Community
2016 · its alternatives →
- 9AS
Got rejected from YC a few times, so I built a site to collect lessons, reflections, and what people would do differently next time. Thought it could be helpful since most founders apply more than once anyway :) Hope it's helpful: https://ycrejection.com/
2025 · ycrejection.com · its alternatives →
- 10
VaultLeapfree tier, from $14.99/mo▲10I'm Greg, co-founder of VaultLeap. Built this for founders who can't get a US bank account. USD/EUR/MXN accounts with real ACH routing numbers and we have Visa cards coming soon. If you've been cut off from Mercury or similar recently, DM me — happy to help some founders out.
2025 · vaultleap.com · its alternatives →
- 11
As I couldn't find a proper web based open source tool that could help me with my bookkeeping, I spend a week to built one myself. It's based on laravel and provides revenue, expenses, travel allowance and depreciation sections. Everything is then merged to an annual statement, that can be exported as a pdf and used for tax filing. It's far away from perfect (no tests yet), but I would be happy to hear what you think about it and maybe find someone to join in.
2023 · github.com · its alternatives →
- 12
Real advice from people who've actually immigrated!
2016 · its alternatives →
- 13IB
After reading the book Getting to Yes, I really want some tool to help me negotiate more efficiently without having to memorize everything principle. You start by putting in interests of each party, then you can explore different functions: how to respond to the other party, explore objective criteria out there or brainstorm more negotiation options. Still working on it! Leave me feedback if you have any suggestions!
2025 · negotiator.randomshit.world · its alternatives →
- 14
I was with BOFA and Chase Private Client for years before I realized that they were making tons of interest off my money and just keeping it for themselves. The funny thing is that since I had a lot of money with them they raised my rate as a thank you to wait for it 0.02% instead of 0.01% lol. Got upset because of this and made this site. It scrapes all the banks every 30 minutes so it is the most real time source of APY data on the internet. Rates are now over 3% at the high end so it makes sense to park your money in these places rather than the big three banks.
2022 · apy.fyi · its alternatives →
- 15
Hey guys, I built an app that follows the envelope budgeting philosophy like YNAB and with beautiful expense breakdown displayed in sankey, line, bar charts. It also tracks your crypto wallet (BTC & ERC20), bank connections through Plaid and brokerage accounts through SnapTrade. Create unlimited categories, cash/loan/credit accounts and start budgeting at https://buildyourbudget.com/
Nov 2025 · buildyourbudget.com · its alternatives →
- 16IM
Hello everyone. I'm a relatively new developer and I started my first project to go full production recently. It is a directory of payment processors and payment service providers. It's free to use and gives detailed info on their pricing, business model, supported business types, available countries, prohibited businesses and high risk business support. So far only 40 have been added with more to come. And I allow processors to contact me so that they're details can be added to the database. I'll eventually automate this and add verification the months to come. I hope you'll find it useful.…
2025 · sourcefees.com · its alternatives →
- 17IM
So hard to keep up with tooling and MLOps - I put it all in one place and got some tips from an experienced friend on what to use.
2025 · readyforagents.com · its alternatives →
- 18RO
http://www.getrewardly.com HN - we have finished our first iteration of a landing page for Rewardly, an electronic credit card based loyalty program, and we'd love to get feedback. We decided to keep text to as minimal as possible but we may have gone overboard. Our main concern is that users will not really understand what this product is in our strive for simplicity. We plan to have more detailed information on the "How It Works" page but your feedback on the issue would be awesome.
2011 · getrewardly.com · its alternatives →
- 19TT
Threw this together pretty quick because I kept seeing different takes on the new tax bill everywhere. Some sources saying it's bad for lower/middle class, others saying everyone saves money - figured I'd just build something to visualize it instead of trying to figure out who's right. Used Cursor to help build the website and make it interactive so you can plug in your own info. Hosted using Cloudflare pages. This definitely isn't perfect and you shouldn't use it for actual tax planning or anything serious. I'm not a tax expert, just someone who wanted to see the numbers laid out…
2025 · trumptaxchanges2025.com · its alternatives →
- 20
Hi HN. I'm a founder working on a sales tool. I found my own pitch was a major weak point, so I created a 10-point framework to grade it objectively based on best practices (value prop, social proof, etc.). I'm trying to validate if this is a problem other founders face. The scorecard is just a simple page with the checklist. Any feedback on the framework itself would be really appreciated.
2025 · salesly-private-beta-mvt.webflow.io · its alternatives →
- 21CC
2021 · link.springer.com · its alternatives →
- 22NF
Hi, I spent the last couple of months developing OurClubFundraiser(http://www.ourclubfundraiser.com) and launched it about two weeks ago.I would love to get some feedback from the HN community on how I could improve the site and tweak the concept. Since launching I have found that: 1) I am not getting enough visits(Average around 5 a day) 2) Any of the visits I do get are not converting. I am working on 1) and will hopefully be able to dramatically increase the number of visits over the next few weeks. I could really do with some third party perspectives on point 2. 1)Is the concept not…
2012 · ourclubfundraiser.com · its alternatives →
- 23IH
Hey there, While searching for my next role as a PM in Blockchain + AI, I started building an AI-powered notetaker called MindNote: https://www.mindnote.online. The idea is simple: you input your thoughts, and AI helps you complete or modify them. If you decide to test it, try using the prompt: Keep this text and…"(add budget, complete list, organize alphabetically, add their translation, etc.). The first big release is all about modifying your notes with AI prompts. The next big step? Capturing thoughts directly from the mind using brain-to-text technology. There is a 3 days free…
2025 · its alternatives →
- 24
A glimpse of the financial world's initiation process
2015 · amazon.com · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →