Cushion
Get your bank and credit card fees refunded, automatically
Cushion launched on October 19, 2021 with 78 votes, #715 of 2,933 launches that month and more than 50% of that year's launches. The site was still online in September 2026, 5 years on.
What it does
Cushion protects you from the $200 billion in bank and credit card fees that Americans are charged annually.
Cushion spent nine years building AI-powered tools to help everyday people navigate a confusing, costly financial system. Founded by Paul Kesserwani in 2016. Acquired by LendingClub in April 2025.
The mission behind the name, and the machine we built to carry it out. Paul Kesserwani grew up in Lebanon watching what happens when a financial system fails people. Not as an abstraction, but up close. When he came to America for college, he watched the 2008 housing collapse unfold and realized the problem was not unique to any one country. Ordinary people everywhere were caught in a system that made it easy to spend and nearly impossible to get ahead. Cushion started in 2016 with a deceptively simple idea: use technology to fight back. Not metaphorically. Literally. The team built bots (using AI before AI was cool) that negotiated with human bank agents at scale, getting fees waived on…from cushion.ai
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