Commerce · alternatives · 2026

24 alternatives to Yotta I-Bonds Bucket

The easiest way to buy US I-Bonds, earning 9.62% APY

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Yotta I-Bonds Bucket launched in 2022; newer entries below may have overtaken it.

1. 1E9
   Earn 9.62% on US Treasury I Bonds on Yotta▲83

   Hey all My name is Adam, and I’m a co-founder at Yotta (YC S20), an app that uses behavioral psychology to help people save money by making saving exciting. We built a feature on Yotta where you can earn 9.62% APY via US Treasury I Bonds. (https://www.withyotta.com/i-bonds) This is an absurd yield for a security that is backed by the full faith and credit of the United States Government - the strongest guarantee you can get. For comparison, most high-yield savings accounts with FDIC coverage are paying ~2%. The backstory: I Bonds were established by the US Treasury in 1998 to…

   2022 · its alternatives →

2. 2
   Yotta Savings▲154

   Win up to $10 million by saving in an FDIC insured account

   2020 · withyotta.com · its alternatives →

3. 3
   Worthy▲77

   Earn 5% interest while helping others

   2018 · worthybonds.com · its alternatives →

4. 4
   Rand▲116

   Build lasting wealth, earn 5% APY

   2023 · rand.app · its alternatives →

5. 5
   Finvest▲124

   The easy way to buy US Treasury Bills

   2024 · getfinn.us · its alternatives →

6. 6
   Worthy▲33

   Earn 5% interest while helping others

   2019 · worthybonds.com · its alternatives →

7. 7
   Crescent▲96

   Earn 4% APY with up to $75m in FDIC insurance

   2023 · crescent.app · its alternatives →

8. 8
   MoonRat▲68

   Earn $BNB just by hodling $SMRAT

   2021 · expireddomains.com · its alternatives →

9. 9
   DimeFi▲76

   Earn 12% APY powered by DeFi, Interest paid out daily

   2021 · dimefi.com · its alternatives →

10. 10
    CRED Mint▲168

    Earn up-to 9% interest, while investing in CRED members

    2021 · cred.club · its alternatives →

11. 11
    Thresholds▲191

    Earn up to 6% on your USD, paid daily in Bitcoin

    2021 · onesafe.io · its alternatives →

12. 12
    Finnt▲185

    Next-gen banking app for students

    2023 · apps.apple.com · its alternatives →

13. 13
    GreenTiger▲155

    Trade US stocks from India with zero commission trades

    2019 · greentiger.co · its alternatives →

14. 14
    Coinchange.io▲82

    Earn & buy crypto, get safe passive income from DeFi yield

    2021 · apps.apple.com · its alternatives →

15. 15
    Yield-as-a-Service▲152

    Earn up to 5.5% APY on your excess cash

    2022 · sivo.com · its alternatives →

16. 16
    Crescent▲134

    Earn 4% interest on your money & remove carbon pollution

    2021 · its alternatives →

17. 17
    3% APY Borderless Business Bank Account▲47

    Be your own bank

    2023 · datamynt.com · its alternatives →

18. 18
    Minke▲80

    Save and earn in DeFi with a few clicks and zero gas

    2022 · minke.app · its alternatives →

19. 19
    Silo Bonds▲9

    3% Deposit Bonus. Lock In 7.39%

    2024 · silomarkets.com · its alternatives →

20. 20
    Monie▲78

    5% APY high yield account for your dollars

    2021 · its alternatives →

21. 21
    Brew▲84

    Simplest way to earn inflation-beating yield on DeFi

    2021 · its alternatives →

22. 22
    The Alpine Note▲71

    An elevated alternative for your savings

    2023 · equitymultiple.com · its alternatives →

23. 23
    SmartCredit▲82

    Earn interest or borrow crypto in 2 minutes

    2022 · smartcredit.io · its alternatives →

24. 24
    Debt vs. Invest Calculator▲6

    Should you pay off debt or invest? Find out after taxes.

    Jul 2026 · debt-vs-invest-calculator.pages.dev · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →