AI · alternatives · 2026
24 alternatives to Finnt
Next-gen banking app for students
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Finnt launched in 2023; newer entries below may have overtaken it.
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Finny▲96An easy, fun, and free way to learn personal finance.
2020 · askfinny.com · its alternatives →
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Bringing allowances into the digital age
2017 · current.com · its alternatives →
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Ray▲298I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.
Apr 2026 · rayfinance.app · its alternatives →
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Bank.io▲99Coded fintech mobile app UI kit for iOS 16
2022 · appsources.gumroad.com · its alternatives →
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X Money▲125Your money, on the world's most powerful network.
Aug 2026 · money.x.com · its alternatives →
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Soon▲66Automate finances in one app with a Soon Smart Debit Account
2019 · soon.app · its alternatives →
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Sweep▲117Automatically save for your goals with bank to bank transfer
2015 · markmonitor.com · its alternatives →
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Treasury AI▲20Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.
Jun 2026 · treasury.sh · its alternatives →
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Lunar▲91Make the most of your money with this Nordic challenger bank
2020 · lunar.app · its alternatives →
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An open-source platform for banks
2014 · openbankproject.com · its alternatives →
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Bite-sized Financial Education Lessons That are Free and Fun
2025 · apps.apple.com · its alternatives →
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Finni AI▲7Your AI-powered personal finance buddy, on autopilot
2025 · heyfinni.com · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →