Dev tools · alternatives · 2026

24 alternatives to Payment.Ninja

Accept Visa, MasterCard online with 0% transaction fees

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier. Payment.Ninja launched in 2017; newer entries below may have overtaken it.

1. 1
   PayStand▲86

   Accept Payments with 0% Transaction Fees

   2014 · its alternatives →

2. 2
   Payzo▲127

   Accept credit cards with zero coding (for freelancers)

   2014 · its alternatives →

3. 3
   Dapi▲187

   Accept zero fee instant payments

   2020 · its alternatives →

4. 4
   ACH payments with Stripe▲281

   Accept bank payments with a few lines of code.

   2016 · its alternatives →

5. 5
   Stripe Bitcoin▲255

   Start Accepting Bitcoin

   2015 · its alternatives →

6. 6
   Payment.Ninja GraphQL API▲71

   First ever GraphQL API for payment apps

   2019 · its alternatives →

7. 7
   Charge for Stripe▲246

   Accept payments directly on your phone, quickly and easily

   2018 · its alternatives →

8. 8
   Shift Card▲333

   Use bitcoin anywhere VISA is accepted

   2015 · its alternatives →

9. 9
   Shakepay Instant▲321

   Pay with Bitcoin with instantly generated VISA cards 💳

   2016 · its alternatives →

10. 10
    Affirm▲289

    The future of credit, now on your homescreen.

    2017 · its alternatives →

11. 11
    Mollie▲141

    Accept local payment methods in your website or app

    2015 · its alternatives →

12. 12
    Stripe Dashboard for iPhone▲259

    Track and manage payments on the go

    2015 · its alternatives →

13. 13
    Dessert Pay▲108

    Accept card payments on your phone with no dongles required

    2020 · its alternatives →

14. 14
    Stripe: Apple Pay▲188

    One-touch payment on iOS

    2014 · its alternatives →

15. 15
    Square + Apple Pay▲256

    Accept Apple Pay and chip cards everywhere.

    2015 · its alternatives →

16. 16
    icpay▲100

    Stripe, for crypto.

    Sep 2025 · its alternatives →

17. 17
    OpenNode▲95

    The easiest way to accept bitcoin.

    2018 · its alternatives →

18. 18
    PriceBlocs▲97

    Accept payments online with just a link

    2021 · its alternatives →

19. 19
    Sum up▲121

    Accept card payments on your phone

    2015 · its alternatives →

20. 20
    Agentcard for companiesfree tier▲189

    one API call and your agent buys anything online

    Jul 2026 · agentcard.sh · its alternatives →

21. 21
    Zoho Checkout▲132

    Collecting payments online just got simpler.

    2017 · its alternatives →

22. 22
    Birch▲157

    Find the best credit card for your spending.

    2016 · its alternatives →

23. 23
    Card.io▲134

    Credit card scanning for mobile apps.

    2014 · its alternatives →

24. 24
    P402.io▲102

    Route, verify, and settle paid API calls with clear traces

    Jan 2026 · p402.io · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →