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Dev tools · alternatives · 2026

24 alternatives to Plaid + Dwolla for ACH

Tokenized ACH integration for digital platforms

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Plaid + Dwolla for ACH launched in 2017; newer entries below may have overtaken it.

  1. 1
    Plaid▲157

    A REST API for your bank

    2014 · plaid.com · its alternatives →

  2. 2
    Decentro▲137

    APIs for banking integrations (Plaid for India)

    2020 · decentro.tech · its alternatives →

  3. 3

    The online magazine for all things fintech

    2016 · its alternatives →

  4. 4IM

    I had this idea rolling around in my head for the last couple of years, and I finally decided to build the damned thing just to get idea relief. The backend is a typical LAMP stack with the Symfony2 framework backing the P. Varnish sits in front of all the Chef managed Linode boxes. The site will work without Javascript (up until the checkout), and the style degrades really nicely depending on your viewport (try it out by resizing your browser). I'm open to all comments and critiques, so let me hear them. And if you are into graphic t-shirts, here is a code for a Hacker News 20% discount:…

    2012 · getnifty.com · its alternatives →

  5. 5
    Dazzle▲116

    A mobile web browser engineered from first principles

    2017 · dazzle.vercel.app · its alternatives →

  6. 6
    Stellar▲143

    Decentralized protocol for real-world currencies

    2014 · stellar.org · its alternatives →

  7. 7
    IPFS▲84

    Peer-to-peer hypermedia protocol for Blockchain powered web

    2015 · about.ipfs.io · its alternatives →

  8. 8AB
  9. 9

    The most advanced platform for building fintech applications

    2020 · its alternatives →

  10. 10

    Hi HN! Tony & Ali here, we are super excited to introduce Venice - an open source financial data integrations platform. Our MVP is getting financial data from Plaid into your postgres database in under 5 mins. We met while building our own respective fintechs. We noticed how much developer time went into setting up and maintaining the infrastructure rather than actually building the fintech itself. In Tony’s last project Alka for instance, the engineering team spent 30%+ of time building and maintaining the data connectivity and pipeline rather than the core work of accounting. What we wish…

    2022 · github.com · its alternatives →

  11. 11

    Verify users globally in as little as 10 seconds

    2022 · plaid.com · its alternatives →

  12. 12

    Build your fintech product using our plug & play APIs

    2021 · its alternatives →

  13. 13

    Making it easier for enterprises to use digital currencies

    2014 · elliptic.co · its alternatives →

  14. 14PL
  15. 15

    The universal interface & API for connected devices

    2015 · its alternatives →

  16. 16

    A decentralized search engine for IPFS and Filecoin

    2021 · dweb-search.on.fleek.co · its alternatives →

  17. 17

    A digital wallet in every pocket

    2018 · its alternatives →

  18. 18PC

    We're Brandon and Ishmael, co-founders of Paragon (https://useparagon.com). We're building a platform to makes it easy to integrate your product with other SaaS apps like Salesforce / HubSpot / Slack. To share a little backstory, we started with a slightly different product (https://news.ycombinator.com/item?id=22813834) and decided to build Paragon Connect after hearing so many customer requests for this specific use case. If you’re a B2B software company, your customers have probably asked “does your product integrate with Salesforce / Slack /…

    2021 · its alternatives →

  19. 19
    Coral▲8

    A fundraiser platform for Ethereum tokens

    2017 · its alternatives →

  20. 20

    Every AI agent hits the same wall: the world's most valuable data is locked behind login forms. Bank balances, utility bills, insurance policies, academic transcripts — none of them have APIs. Plaid covers banks for $500+/mo. Everything else? You write fragile Selenium scripts. Plaidify is open-source infrastructure that turns any login-protected website into a REST API. You drop a JSON "blueprint" into the connectors folder — CSS selectors for username, password, submit, and what to extract — and you get a structured JSON endpoint. No scraper code to write. It's designed specifically…

    Mar 2026 · github.com · its alternatives →

  21. 21

    PD founder here. Building integrations with all of your customer's systems is a core challenge for every company building agentic AI solutions. Connect is the easiest way for your users to connect to over 2,400+ APIs and get access to 10,000+ tools, right in your product or AI agent. You can build in-app messaging, CRM syncs, vertical agents, and much more, all in a few minutes. Demo app - https://pipedream-connect-demo.vercel.app/ Quickstart - https://pipedream.com/docs/connect/quickstart You have full, code-level control over how these integrations…

    2025 · pipedream.com · its alternatives →

  22. 22

    Hi everyone, how are you doing? Hope you also enjoy the summer weather :) Most SaaS starter kits and boilerplates do not provide much in terms of web app functionalities. The idea is to focus only on the web app part, providing a high quality, modern and flexible solution. Always go the extra mile, never take a shortcut. Website: https://achromatic.dev Demo: https://demo.achromatic.dev The tech stack is - Next.js 15, React 19 - Auth.js v5 - Prisma - shadcn/ui - nuqs, next-safe-action, nice-modal - TypeScript - Tailwind Everything is implemented using RSC and server…

    Jan 2026 · achromatic.dev · its alternatives →

  23. 23
    Peatio▲6

    An open-source crypto currency exchange

    2017 · its alternatives →

  24. 24IM

    Try it at: ssh krnl.duetbrowser.com No sign up, totally free - no download. Let me know what you think. Prior art exists (brow.sh) but I wasn't satisfied with their graphical take. I wanted the raw, old skool terminal days of the early internet - BBS, and old green phosphor library comptuers - but running the modern web, with all the bells and jingle jangle whistles (JavaScript, etc). No funding, no VC, just 100% raw terminal fun. Not sure how long the demo will last, but try it out.

    Jul 2026 · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →