Life & fun · alternatives · 2026

24 alternatives to PRBC - Credit Rating

Alternative Credit Score based on you reporting your bills

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. PRBC - Credit Rating launched in 2014; newer entries below may have overtaken it.

1. 1
   Pinch▲197

   Improve your credit score with your rent payments

   2018 · pinchrent.com · its alternatives →

2. 2
   Up Credit▲71

   Get detailed credit reports

   2021 · apps.apple.com · its alternatives →

3. 3
   Birch▲157

   Find the best credit card for your spending.

   2016 · bugiscredit.sg · its alternatives →

4. 4
   Heron Data: Cashflow Scoring for SMBs▲111

   Predict business credit risk using bank data

   2023 · herondata.io · its alternatives →

5. 5RC
   REBL – Credit based on your income and expenses▲16

   2019 · rebl.cards · its alternatives →

6. 6
   X1 Card▲128

   A metal credit card based on your income, not credit score

   2020 · robinhood.com · its alternatives →

7. 7
   Tillful Card - Credit Building Card▲101

   All-new business credit card that builds your credit score

   2022 · nav.com · its alternatives →

8. 8
   Assess by Codat▲60

   Make smarter credit decisions on small businesses

   2022 · codat.io · its alternatives →

9. 9
   Ascend▲79

   Loans for borrowers who are better than their credit score

   2017 · its alternatives →

10. 10
    Score & Report▲6

    Free Credit Score, Report and Monitoring for iOS

    2016 · apps.apple.com · its alternatives →

11. 11
    Status Money▲113

    Compare your finances. Find opportunities.

    2017 · statusmoney.com · its alternatives →

12. 12
    Wallaby Financial▲67

    Optimize your credit card usage with one smart card.

    2013 · its alternatives →

13. 13
    factiiv▲71

    Peer to peer credit reporting beyond the bureaus

    2023 · factiiv.io · its alternatives →

14. 14
    Money Score▲87

    Know your financial health

    2022 · its alternatives →

15. 15
    MoneyDashboard▲72

    Get the true view of your finances

    2014 · data.one · its alternatives →

16. 16
    Tillful▲76

    Track your business credit score in real-time, for free

    2021 · nav.com · its alternatives →

17. 17
    Clyde▲89

    Finds your best card based on how you spend

    2021 · clyde.ai · its alternatives →

18. 18
    Bank Statement Parsing & Fraud Detection▲110

    Instantaneous bank statement PDF parsing and fraud detection

    2022 · herondata.io · its alternatives →

19. 19
    Credo360 2.0▲67

    Figure out who to trust by looking at a social credit score

    2019 · credo360.com · its alternatives →

20. 20
    Scoreboard▲54

    Invoicing made fast and simple

    2014 · its alternatives →

21. 21
    Lending Club▲93

    Credit marketplace for peer-to-peer lending

    2014 · lendingclub.com · its alternatives →

22. 22
    Credit Score Simulator▲6

    A crystal ball for your credit score

    2016 · creditkarma.com · its alternatives →

23. 23
    Breadcrumb PRO▲62

    "the lowest credit card processing rate in the industry"

    2014 · upserve.com · its alternatives →

24. 24
    Score A Score▲59

    A marketplace for scores and sounds

    2015 · scoreascore.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →