Commerce · alternatives · 2026
24 alternatives to Sera Protocol
FX multi-currency settlement protocol for 70+ stablecoins
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
- 1
Sendr▲114Send money like a Text Message. Powered by Stablecoins.
Apr 2026 · sendr.cash · its alternatives →
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SERA▲102Fast, accessible coding agents that adapt to any repo
Feb 2026 · allenai.org · its alternatives →
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Horizon 1.0▲312Realtime, open-source backend for JavaScript apps
2016 · sequence.xyz · its alternatives →
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Shakepay Instant▲323Pay with Bitcoin with instantly generated VISA cards 💳
2016 · chromewebstore.google.com · its alternatives →
- 7
delegare▲70Hi guys, am building SecureLend.ai and when working on our underwriting agents (free trial, paid after) I had issues with seamless payment options. Of course I looked at x402 which I believe is a great protocol but not a fan of a) sharing private keys with the agent b) having a human in the loop or c) similar workaround e.g. pre-funded wallets So I started building out a solution. For my use case it was important to not only have stablecoins but also a fiat rail which is now implemented using Stripe. Initially I build a mandate system internally but am very glad and big shoutout to the guys…
Apr 2026 · delegare.dev · its alternatives →
- 8
Arc is a stablecoin-native Layer-1 blockchain providing a foundation for stablecoins, tokenized assets, economic contracts, and onchain markets. Build on Arc.
2013 · arc.io · its alternatives →
- 9
x402▲119Hi HN – excited to announce x402, initially developed by Coinbase (YC 12) x402 lets any HTTP API charge per request without issuing API keys or storing credit cards. Buyers (humans or AI agents) keep funds in their own wallet and dynamically discover compatible endpoints, call them as usual, and automatically pay a microtransaction in USDC or other tokens to settle. 90 second demo: https://www.youtube.com/watch?v=PV-L2AfLhJg Problem: Every time we want to use a new API we have to: find the service online create a developer account, copy a secret key into env vars, pre-fund or…
2025 · x402.org · its alternatives →
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Settle▲71Intuitive OS for Decentralized Finance on Ethereum
2018 · settle.finance · its alternatives →
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Easy way to invest in DeFi and manage crypto portfolio
2021 · apy.plasma.finance · its alternatives →
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Track live market data of crypto stablecoins pegged to USD & EUR. Learn about mechanisms: algorithmic, crypto-backed, and fiat-backed.
2022 · stablecoins.wtf · its alternatives →
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Axra▲79AI-native global banking on stablecoins for emerging markets
Mar 2026 · useaxra.com · its alternatives →
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Dollex▲8Pay with a stablecoin wallet, earn crypto as cashback
2025 · getdollex.com · its alternatives →
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Customers pay via card, You receive USDT. No new checkout
Jun 2026 · trysettler.com · its alternatives →
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Accept stablecoin payments in 10 min, with 0% fees
Jun 2026 · pay.unifi.me · its alternatives →
- 21AS
2023 · 1pay.network · its alternatives →
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Get paid in stablecoins. Without banks, SWIFT, or Stripe.
May 2026 · settlepay.pro · its alternatives →
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Sovereign backed stable currency and payment app
2025 · nesopay.com · its alternatives →
- 24
Stablecoin and compliance network for financial institutions
May 2026 · plexo.global · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →