Alternatives

Products that do what shardd - balances at the edge does

A distributed balance ledger for per-request billing

1. 1
   ChaChing▲412

   Cut Stripe’s billing fees in half & keep Stripe for payments

   Feb 2026 · chaching.io

2. 2
   Slash▲372

   Shared cards to split subscriptions, spend with friends

   2021

3. 3
   Paritydeals▲341

   Flexible billing for AI & SaaS

   Oct 2025

4. 4AS
   A source-available billing system I've spent 18 months building▲260

   2024 · billabear.com

5. 5
   Slash▲159

   Web3 payments provider

   2023

6. 6
   PayPing▲273

   All your recurring payments in one place

   Jan 2026

7. 7BM
   Balances – Mint for Bitcoin and other cryptocurrencies▲94

   2014 · balances.io

8. 8AA
   An API to store balances and transactions▲151

   Hey everyone! I'm Rob and I want to share what I've built - a solid ledger behind simple API: https://decimals.app The ledger is a key piece of any financial system and is easy to get the design wrong, resulting in troubles for making sure money movements are adding up. I took a lot of inspiration from good designs from Square, Uber, and others for the scalability and security aspects. And on the usability side, I applied many concepts from the Ledger CLI, making it very easy to use. I'm really happy I get to show this to you all, thank you for reading about it! Please let me know…

   2020

9. 9
   Kasheesh▲108

   Combine your debit, credit & gift cards on any purchase

   2023

10. 10
    Splitty for Telegram▲89

    Helps with managing shared expenses

    2017

11. 11
    Dots▲143

    Cash for the internet

    2021

12. 12
    Credyt▲100

    Real-time billing built for AI

    Nov 2025

13. 13
    Lndr▲72

    Share expenses with friends, settle up in cash or crypto

    2018

14. 14
    Swapped Finance▲96

    Leading DEX on rapidly growing Shardeum ecosystem

    2023

15. 15
    MoneyHash - Your payment super API▲82

    Build a custom payment stack for your business

    2022

16. 16
    Fairsplit▲70

    The utility for quick and fair bill splitting

    2019

17. 17
    Prism protocol▲75

    Turn credit into tradable risk

    May 2026 · prismprotocol.dev

18. 18
    The Orb by Streamplate▲84

    A floating payment terminal that's perfectly spherical.

    2020

19. 19
    Peanut Split▲17

    Split a bill with a link. No account for anyone.

    6d ago · peanutsplit.com

20. 20
    Spleat▲63

    Split the bill fast

    2019

21. 21
    Numeris Ledger▲15

    Real-time bookkeeping & tax for freelancers

    Jun 2026 · numerisledger.com

22. 22
    BillPing▲11

    Cloud cost digests delivered to your inbox,Slack or Telegram

    Jan 2026 · billping.com

23. 23
    Owe3▲3

    Split bills. Settle on-chain.

    Jun 2026 · owe3.app

24. 24LK
    Ledger – Know whose turn it is to pay▲18

    2017 · useledger.com

Ranked by how close each launch is in meaning, then by votes. Refine with a description →