Credyt

What it does

Credyt is a wallet-native monetization engine built for AI. Define pricing in any currency and charge for usage as it happens from pre-funded credit accounts. Give your customers an Open-AI like billing experience in days not months: top-ups, auto recharge, usage reporting and more.

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  EasybillingJun 2026 · ▲91

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  Credyt – Real-time billing, built for AIJan 2026 · credyt.ai · ▲5

  Hey HN! I'm the founder of Credyt (https://credyt.ai). If you're running an AI product that burns $0.50+ per interaction, you need to bill customers as usage happens, not at the end of the month. Otherwise you're a bank for your customers, and you'll run out of money before they do. Why invoice-based billing doesn't work for AI: Most usage-based billing tools (Stripe Billing, Orb, etc.) were built for SaaS. They meter usage all month, then send an invoice. That works fine when your COGS is 5%. It's a disaster when you're paying your AI vendor upfront for every request and your…

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