Commerce · alternatives · 2026

24 alternatives to SPARE.

Your mobile ATM. Turn your digital wallet into cash. 💰

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. SPARE. launched in 2016; newer entries below may have overtaken it.

1. 1
   Lemon▲323

   Know where your money's going 💰 👀

   2016 · its alternatives →

2. 2
   SPARE.▲70

   The free virtual ATM network. *As seen on Shark Tank*

   2019 · its alternatives →

3. 3
   YNAB (You Need a Budget)▲208

   Gain control of your money

   2015 · its alternatives →

4. 4
   Qoins 2.0▲97

   Pay off debt with spare change

   2017 · its alternatives →

5. 5
   Coin (iOS)▲288

   One credit card to rule them all

   2014 · its alternatives →

6. 6
   PITAKA New Wallet▲177

   Keep all your daily essentials secure and in a quick flick.

   2017 · its alternatives →

7. 7
   Qoins▲137

   Pay off debt with spare change

   2016 · its alternatives →

8. 8
   Tally▲267

   Helping you pay and organize your credit cards

   2017 · its alternatives →

9. 9
   Shake Pay▲106

   Mobile bitcoin debit card

   2016 · its alternatives →

10. 10
    HotelBuddy▲81

    Share spare space, buddy up and earn cash

    2015 · its alternatives →

11. 11
    Gather Mobile Pay▲79

    Pay, split ori itemize your bill and earn cash back.

    2015 · its alternatives →

12. 12
    Lawnmower▲111

    Convert your spare change into Bitcoin

    2015 · its alternatives →

13. 13
    Cashila▲73

    Use bitcoin to pay bills and wire euros to yourself & others

    2016 · its alternatives →

14. 14
    BankMobile▲73

    A revolutionary way to bank

    2015 · its alternatives →

15. 15
    Debt Reminder▲83

    All your debts in one place.

    2016 · its alternatives →

16. 16
    Tip Yourself▲137

    Easy, fun and rewarding way to save money

    2017 · its alternatives →

17. 17
    Minimal Card Wallet ▲114

    Customize your own and simplify your wallet.

    2015 · its alternatives →

18. 18
    Tiny Bank Beta▲127

    An inbox for your money

    2016 · its alternatives →

19. 19
    I Hate Money▲80

    Manage your shared expenses, easily

    2021 · its alternatives →

20. 20
    Coin 2.0▲170

    All your credit cards in one. Tap to pay.

    2015 · its alternatives →

21. 21
    Basics Wallet▲105

    A functional wallet for minimalists

    2015 · its alternatives →

22. 22
    Spendee 2.0▲220

    See where your money goes

    2015 · its alternatives →

23. 23
    Google Wallet▲151

    Send and receive money. Spend it instantly.

    2015 · its alternatives →

24. 24
    Spare▲3

    Mobile cash-back network

    2016 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →