Commerce · alternatives · 2026

24 alternatives to The New YNAB (You Need a Budget) - Now SaaS

Pay off debt, save money, and break the paycheck cycle.

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. The New YNAB (You Need a Budget) - Now SaaS launched in 2016; newer entries below may have overtaken it.

1. 1
   YNAB (You Need a Budget)▲208

   Gain control of your money

   2015 · its alternatives →

2. 2
   YNAB 5 (You Need A Budget)▲16

   Gain total control of your money

   2015 · its alternatives →

3. 3
   Quolum▲246

   Save 30% on SaaS, without the headache

   2022 · its alternatives →

4. 4
   Simple▲161

   Online banking with automatic budgeting

   2014 · its alternatives →

5. 5
   Budget Vision▲83

   This thing made me unbroke, one of our users

   2023 · budget.vision · its alternatives →

6. 6
   ChangEd▲114

   An app that helps you pay down your student load debt sooner

   2017 · its alternatives →

7. 7
   Method Financial▲160

   Embed debt repayment into your app in minutes.

   2021 · its alternatives →

8. 8
   BudgetBakers▲88

   Your Finances in One Place

   2015 · its alternatives →

9. 9
   The all-new YNAB▲5

   Gain total control of your money

   2016 · its alternatives →

10. 10
    Spendee 2.0▲220

    See where your money goes

    2015 · its alternatives →

11. 11
    Qoins▲137

    Pay off debt with spare change

    2016 · its alternatives →

12. 12
    MoneyCoach▲98

    Manage money, credit cards, budget & track your spending

    2023 · moneycoach.ai · its alternatives →

13. 13
    Qoins 2.0▲97

    Pay off debt with spare change

    2017 · its alternatives →

14. 14
    Peach▲162

    Pay down debt with every swipe

    2022 · joinpeach.co · its alternatives →

15. 15
    Raise▲109

    The easiest way to save money on the go

    2017 · its alternatives →

16. 16
    Next▲123

    Personal financing made easy for iOS and OSX

    2014 · its alternatives →

17. 17
    Revaluate▲124

    Change the way you spend your money.

    2015 · its alternatives →

18. 18
    Debt Reminder▲83

    All your debts in one place.

    2016 · its alternatives →

19. 19
    Funded▲95

    Budgeting without the micromanagement

    2020 · its alternatives →

20. 20
    Pariti▲93

    The free app to pay off debt and start saving 💰

    2017 · its alternatives →

21. 21
    Plan▲87

    Finance tracker for goals, incomes, savings in one place.

    2020 · its alternatives →

22. 22
    MoneyThings - Finance Tracker▲72

    Record everything about money in one place.

    2021 · its alternatives →

23. 23
    DAB▲58

    All in one payment SaaS platform for entrepreneurs

    2021 · its alternatives →

24. 24
    SelfSolution Budget▲6

    Take control of your money, stress-free

    Sep 2025 · budget.selfsolution.fr · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →