Commerce · alternatives · 2026

24 alternatives to Titan Smart Cash

Move your cash to better rates, automatically

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Titan Smart Cash launched in 2023; newer entries below may have overtaken it.

1. 1
   Smart-Save by Stash▲110

   Save your spare cash, automatically.

   2017 · stash.com · its alternatives →

2. 2
   Vault▲283

   Automatically save for retirement every time you’re paid

   2017 · its alternatives →

3. 3
   Mercury Treasury▲182

   Automated cash management for high-growth startups

   2020 · mercury.com · its alternatives →

4. 4
   Titan for Retirement▲74

   Built like a hedge fund, now with IRAs.

   2019 · app.titan.com · its alternatives →

5. 5
   Ray▲298

   I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.

   Apr 2026 · rayfinance.app · its alternatives →

6. 6
   Cash App Stocks▲188

   Now you can invest with Square's Cash app

   2019 · cash.app · its alternatives →

7. 7
   Taxily▲84

   Unlock your finances with our suite of finance calculators

   2022 · its alternatives →

8. 8
   mycashflow▲74

   Clock your monetary transaction with the best application

   2023 · mycashflow.app · its alternatives →

9. 9
   Soon▲66

   Automate finances in one app with a Soon Smart Debit Account

   2019 · soon.app · its alternatives →

10. 10
    Titan▲224

    First Class for your Capital

    2018 · app.titan.com · its alternatives →

11. 11
    Cash Boost▲170

    Get instant cash back with Cash App's new rewards program✨💸

    2018 · cash.app · its alternatives →

12. 12
    Paycheck Calculator▲77

    Easily determine your after-tax income

    2019 · its alternatives →

13. 13
    Evolve▲96

    Connect your card and earn up to 15% automatic cash back

    2021 · its alternatives →

14. 14
    IOU-Money▲65

    Manage and explore your debit and credit transaction flow

    2021 · apps.apple.com · its alternatives →

15. 15
    Nav.it▲80

    Make confident money moves

    2020 · navitmoney.com · its alternatives →

16. 16CT
    CryptoTrader.Tax – Tax calculator for your crypto trading▲80

    2019 · cryptotrader.tax · its alternatives →

17. 17
    Monee▲53

    A beautifully simple way to manage your money

    Dec 2025 · monee-app.com · its alternatives →

18. 18
    A smart contract and website to tax loss harvest your worthless NFTs▲23

    The tax rate you pay on NFTs can differ depending on your unique situation. Here’s what buyers, sellers & creators need to know.

    2022 · nftlossharvestooor.com · its alternatives →

19. 19
    Hometrack - Mortgage Calculator▲11

    A smart mortgage calculator to optimize your payments

    2024 · apps.apple.com · its alternatives →

20. 20
    Cash Calculator - a simple Money Counter▲12

    The most simple way to calculate cash

    2019 · play.google.com · its alternatives →

21. 21
    Treasury AI▲20

    Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.

    Jun 2026 · treasury.sh · its alternatives →

22. 22
    Cash Coach AI▲12

    Your AI-powered personal finance coach

    2025 · cashcoach.ai · its alternatives →

23. 23
    Cash Denomination Calculator▲7

    Calculate cash fast with notes & coins—simple & accurate

    2025 · its alternatives →

24. 24
    Smart Cash Sheet▲6

    Feel Better About Your Money

    Dec 2025 · smartcashsheet.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →