Alternatives
Products that do what Totem Finance: Personal Finance Manager does
Offline-first personal finance & analysis simulator
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2021 · projectifi.io
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2022 · athenodoros.github.io
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Track money offline. No account, no cloud, no subscription.
May 2026 · play.google.com
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AI-powered personal finance where the data stays on your Mac
May 2026 · perfinova.com
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Hello all! Ifso is a personal finance simulator that takes all of your various accounts (like taxable brokerages, retirement accounts, loans, etc) and various life events (like income changes, retirement, purchasing a home, increasing principal contributions to your home mortgage, etc.) and plays it out year by year for you. The simulation engine underneath the hood handles all of the tax math, capital gains math, investment growth rates, home appreciation, vehicle depreciation, loan amortization, and more. You can then create multiple scenarios by duplicating an existing one or creating a…
12d ago · ifso.io
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Track your whole net worth — 100% private, on-device.
Aug 2026 · bewealthy.cloud
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Hi everyone! I’ve been working on a small personal finance tool called Tender for the better part of a year. I got tired of doing expenses by hand - going through several accounts to figure out refunds, subscription cancellations, getting paid back via venmo, etc. I’d get to the point where I’d have to go through months of transactions at a time if I got lazy and fell behind. The workflow in Tender is centered around getting to inbox-zero. Transactions leave the inbox when they’re categorized and there’s a basic rules engine for automation. You can also do things like add notes, set…
2023 · tender.run
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Personal Finance Tracker: Simple Clean UI with Smart Alerts.
Dec 2025
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