Work · alternatives · 2026

24 alternatives to U-Own

Track shared debts and know who owns what.

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1. 1
   Splitty for Telegram▲89

   Helps with managing shared expenses

   2017 · t.me · its alternatives →

2. 2
   Owy▲269

   Keep track of the things people owe you

   2017 · its alternatives →

3. 3
   Trexy | Track Expenses Easily▲88

   Track expenses and debts easily with multi-currency support.

   2021 · apps.apple.com · its alternatives →

4. 4
   Pocket▲202

   Manage all your finances in one place

   2024 · getpocket.money · its alternatives →

5. 5
   Freely▲182

   The easiest way to track & organize expenses for freelancers

   2023 · its alternatives →

6. 6
   Detally▲3

   Track debts naturally with simple chat messages Offlinefirst

   May 2026 · play.google.com · its alternatives →

7. 7IS
   IOU – Split shared expenses▲82

   2019 · iou.ch · its alternatives →

8. 8
   UnDebt: Debt Tracker App▲17

   Getting ahead of your debts should be free.

   2025 · apps.apple.com · its alternatives →

9. 9
   BudgetDuo▲72

   Easily determine your share of household expenses

   2018 · budgetduo.com · its alternatives →

10. 10
    Let's Split▲89

    Share, track and settle group expenses all in one app

    2023 · letsplit.com · its alternatives →

11. 11
    Sharepay▲1

    Best Expense Tracker

    Aug 2026 · play.google.com · its alternatives →

12. 12
    Who Owes Me▲66

    App to remember who you loaned money to

    2017 · apps.apple.com · its alternatives →

13. 13
    You own ME▲3

    Split the money for bills between friends and roommates

    2019 · play.google.com · its alternatives →

14. 14
    Who Owes What▲3

    Scan receipts. Split fairly. Share who owes what.

    Jun 2026 · whooweswhat.me · its alternatives →

15. 15LK
    Ledger – Know whose turn it is to pay▲18

    2017 · useledger.com · its alternatives →

16. 16
    Loan Tracker: You Owe Me▲2

    Track debts without awkward conversations

    Jan 2026 · midoris.github.io · its alternatives →

17. 17
    Spendwise▲7

    Share expenses with ease

    2025 · play.google.com · its alternatives →

18. 18
    TallyIt▲14

    Are you a business owner doing it all? Did you go on a roadtrip with your roommates and haven't bothered to split gas costs? Tallyit! Using tallyit is easy. Just upload your docs - can be images, pdfs (like bank statements), csvs, anything. Describe how you want to bill. You can even add additional details, like a fee or split. You can even do it within a date range. Just tell it to do that. Hit submit, and tally will do the rest! An invoice with a shareable link is generated so that you can send to your customer or friend. We don't save your uploads. You don't need to log in to use. Give a…

    2025 · tallyit.co · its alternatives →

19. 19
    SharedBills▲7

    Privacy focused bill splitting

    2025 · sharedbills.app · its alternatives →

20. 20
    BudgetDuo – Easily determine your share of household expenses▲18

    Calculate how much you and your partner should contribute towards shared expenses.

    2018 · budgetduo.com · its alternatives →

21. 21
    RoomyLedger▲3

    Track shared expenses collaboratively with your roommates.

    2024 · its alternatives →

22. 22
    Oweize▲2

    Shared expenses, simplified.

    Aug 2026 · oweize.com · its alternatives →

23. 23
    Cashinator - Split Group Expenses Easily▲7

    Who owes what? Easily track and split shared expenses.

    2025 · cashinator.net · its alternatives →

24. 24
    Sliceup▲2

    Track spending, split bills, and chat with AI

    Aug 2026 · helpful-form-053449.framer.app · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →