Alternatives

Products that do what U-Own does

Track shared debts and know who owns what.

1. 1
   Splitty for Telegram▲89

   Helps with managing shared expenses

   2017

2. 2
   Trexy | Track Expenses Easily▲88

   Track expenses and debts easily with multi-currency support.

   2021

3. 3
   Pocket▲202

   Manage all your finances in one place

   2024

4. 4
   Freely▲182

   The easiest way to track & organize expenses for freelancers

   2023

5. 5
   Detally▲3

   Track debts naturally with simple chat messages Offlinefirst

   May 2026 · play.google.com

6. 6
   Sharepay▲1

   Best Expense Tracker

   19d ago · play.google.com

7. 7
   SplitMyExpenses 2.0▲108

   Split bills with friends, track balances, and settle up

   2023

8. 8
   Loan Tracker: You Owe Me▲2

   Track debts without awkward conversations

   Jan 2026 · midoris.github.io

9. 9
   Spendwise▲7

   Share expenses with ease

   Sep 2025

10. 10
    SharedBills▲7

    Privacy focused bill splitting

    Oct 2025

11. 11
    Oweize▲2

    Shared expenses, simplified.

    30d ago · oweize.com

12. 12
    Who Owes What▲3

    Split the bill. Skip the math.

    Jun 2026 · whooweswhat.me

13. 13
    Sliceup▲2

    Track spending, split bills, and chat with AI

    Aug 2026 · helpful-form-053449.framer.app

14. 14
    Debt Settler▲5

    A desktop application for managing shared expenses.

    Jan 2026 · apps.microsoft.com

15. 15
    Payback: Money & Expenses▲8

    Track who owes what — without a login or a bank connection

    Jun 2026 · apps.apple.com

16. 16
    MatePay▲2

    The smartest way to split group expenses.

    Apr 2026 · getmatepay.com

17. 17
    SplitMatePro▲3

    Split bills, track expenses, and settle up with friends.

    Jul 2026 · splitmatepro.com

18. 18
    Spliteo▲3

    The most powerfull and simple expense sharing app

    Jan 2026 · spliteo.app

19. 19
    SplitVie

    Split expenses with friends and track who owes who

    Mar 2026 · splitvie.de

20. 20
    Couples Expense Budget Tracker▲8

    Manage shared finances with ease as a couple!

    Nov 2025

21. 21
    Split Expenses▲1

    Split bills & track group expenses with friends

    14d ago · play.google.com

22. 22
    Split the Cost▲8

    To every ext(cent)

    Jul 2026 · splitthecost.org

23. 23BE
    BudgetDuo – Easily determine your share of household expenses▲18

    2018 · budgetduo.com

24. 24
    MyLedgers | Udhaar & Expenses▲1

    Never forget who owes you money

    Apr 2026 · myledgers.co.in

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