Alternatives

Products that do what Xpenses does

Privacy-focused finance tracking app

1. 1
   Xpenses Manager▲10

   It's an expense manage

   Jan 2026 · billxmanager.lovable.app

2. 2
   Finances▲93

   A simple yet thorough money tracking app for iOS 💰

   2018

3. 3
   Plan▲87

   Finance tracker for goals, incomes, savings in one place.

   2020

4. 4
   Xpense▲1

   Track money offline. No account, no ads, no nonsense.

   May 2026 · play.google.com

5. 5
   Mosaic▲124

   Mint — if it was made by Apple.

   2021

6. 6
   xpenser▲3

   Open-source finance tracker with Telegram and MCP.

   Jun 2026 · xpenser.cleverbrush.com

7. 7
   SpenseIQ-Privacy first Money manager▲2

   Premium budgeting tools, absolute data ownership.

   Jun 2026 · play.google.com

8. 8
   SpendFlow▲2

   Free privacy-first personal finance app | no bank connection

   Dec 2025 · spendflow.uk

9. 9SM
   Safe Money – privacy-first finance tracker▲27

   2021 · safeapps.io

10. 10
    Spenso: Take Control of Your Money▲8

    Manage bank accounts, cards, and auto-settle balances

    Jan 2026 · play.google.com

11. 11
    My Wallet▲13

    Smart personal finance tracker for your daily life

    Oct 2025

12. 12
    LiviQe▲6

    Intuitive finance tracking, designed for iOS.

    Dec 2025 · apps.apple.com

13. 13AA
    An alternative to Splitwise, more minimalist, no ads, no account▲16

    2022 · spliit.app

14. 14
    calmfinance▲3

    A calm app for spending and investments

    Jun 2026 · calmfinance.app

15. 15
    Finty: Your Spending, Smarter.▲11

    See your money clearly. All in one app.

    Nov 2025

16. 16
    SiBalance▲3

    Built for people who want control. Not bank connections.

    Jun 2026 · apps.apple.com

17. 17
    Perfinova: Personal Finance for Mac▲7

    AI-powered personal finance where the data stays on your Mac

    May 2026 · perfinova.com

18. 18
    TYM: Track Your Money▲4

    Budget like nobody's watching. Because nobody is.

    Jun 2026 · teralabsllc.com

19. 19
    Coin Kitty Personal Finance Tracking App▲3

    Private, offline budget tracking — no account, no ads

    Jul 2026 · play.google.com

20. 20
    Budgie▲4

    Simple, private money tracking for everyday budgets

    Jun 2026 · apps.apple.com

21. 21
    FinPlan.ME▲3

    Private and local. No AI or cloud. Just you and your money.

    Jun 2026 · finplan.me

22. 22
    Moneta: Money Manager▲2

    Minimal, private money manager for iOS — no ads, no payments

    Feb 2026 · apps.apple.com

23. 23
    CashMate - Manage Your Finance▲3

    No ads. No fees. Just better finances.

    Feb 2026 · cashmate.periwin.com

24. 24
    Pigeon Labs▲6

    Your personal finance buddy

    Sep 2025

Ranked by how close each launch is in meaning, then by votes. Refine with a description →