Commerce · alternatives · 2026

24 alternatives to Xpenses

Privacy-focused finance tracking app

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1. 1
   Lemon▲323

   Know where your money's going 💰 👀

   2016 · its alternatives →

2. 2
   Xpenses Manager▲10

   It's an expense manage

   Jan 2026 · billxmanager.lovable.app · its alternatives →

3. 3
   Finances▲93

   A simple yet thorough money tracking app for iOS 💰

   2018 · apps.apple.com · its alternatives →

4. 4
   coins▲69

   A simple app that manages your personal finance

   2021 · apps.apple.com · its alternatives →

5. 5
   Xpenso▲9

   Expense traking and budget management

   2025 · play.google.com · its alternatives →

6. 6
   Finansi App▲80

   Take care of your personal finances

   2021 · its alternatives →

7. 7
   Windfall - Finance Tracker▲102

   Simple, private & powerful

   2024 · apps.apple.com · its alternatives →

8. 8
   Finansense▲17

   Track your money. Smarter, easier

   2025 · finansense.id · its alternatives →

9. 9
   Xpense▲1

   Track money offline. No account, no ads, no nonsense.

   May 2026 · play.google.com · its alternatives →

10. 10
    Financial - Manager & Tracker▲63

    A better way to manage your income, expenses & debts.

    2024 · apps.apple.com · its alternatives →

11. 11
    xpenser▲3

    Open-source finance tracker with Telegram and MCP.

    Jun 2026 · xpenser.cleverbrush.com · its alternatives →

12. 12
    I built uFincs – a privacy-first, encrypted personal finance app▲58

    uFincs is the easiest, privacy-friendly way of taking control of your finances. Control your money. Keep your data.

    2021 · ufincs.com · its alternatives →

13. 13
    SpenseIQ-Privacy first Money manager▲2

    Premium budgeting tools, absolute data ownership.

    Jun 2026 · play.google.com · its alternatives →

14. 14
    Xpend▲5

    Simple budgeting. Smart saving

    2024 · apps.apple.com · its alternatives →

15. 15
    MySimpleFinance▲11

    A simple finance app for tracking your income and expenses

    2025 · its alternatives →

16. 16
    Xpence: Money Tracker▲7

    A simple way to keep track of your spending on every account

    2021 · apps.apple.com · its alternatives →

17. 17
    MyFinMate - Personal Finance App▲10

    Smart money management with complete privacy of your data

    2025 · myfinmateapp.com · its alternatives →

18. 18
    SpendFlow▲2

    Free privacy-first personal finance app | no bank connection

    Dec 2025 · spendflow.uk · its alternatives →

19. 19
    Spenso: Take Control of Your Money▲8

    Manage bank accounts, cards, and auto-settle balances

    Jan 2026 · play.google.com · its alternatives →

20. 20
    onbalance▲16

    Hey! onbalance is maturing. The new 2.0 version brings multiuser access to organizations. And it's still free with no limitations or ads! Also, a technical security whitepaper was released alongside a few other articles on privacy, offline-first, and cash flow planning concepts. Find it on Google Play and App Store.

    2025 · onbalance.app · its alternatives →

21. 21
    My Wallet▲13

    Smart personal finance tracker for your daily life

    Oct 2025 · apps.apple.com · its alternatives →

22. 22
    BalanceTrackr▲11

    Track your money. No ads, no subscriptions, just clarity

    2025 · balancetrackr.com · its alternatives →

23. 23
    Spenlys▲11

    Actually get personal advice from your personal finance app

    2025 · its alternatives →

24. 24
    LiviQe▲6

    Intuitive finance tracking, designed for iOS.

    Dec 2025 · apps.apple.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →