Life & fun · alternatives · 2026

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. ZenCard – transaction linked loyalty and rewards launched in 2014; newer entries below may have overtaken it.

1. 1
   Squirrel▲108

   An app blocker that pays you back

   Sep 2026 · apps.apple.com · its alternatives →

2. 2
   CleverAnalytics▲91

   Competitor analysis & tracking of customer loyalty software

   2015 · clevermaps.ai · its alternatives →

3. 3
   Payola▲83

   A Rails engine for Stripe

   2014 · its alternatives →

4. 4
   Paylike▲86

   A modern full-stack payment platform

   2015 · lunar.app · its alternatives →

5. 5
   Analyse Asia 109: Tencent and QQ with Eva Xiao▲54

   On Tencent, the company behind QQ & Wechat Part 1

   2016 · blcw.me · its alternatives →

6. 6
   Button▲26

   Loyalty platform for the on-demand economy

   2014 · usebutton.com · its alternatives →

7. 7
   Analyse Asia 110: Tencent & WeChat with Eva Xiao▲55

   On WeChat Platform and Tencent's Investment Strategy

   2016 · blcw.me · its alternatives →

8. 8
   Tori▲81

   The smartest AI support agent for customer success

   8d ago · asktori.ai · its alternatives →

9. 9
   Thanx▲86

   Effortless rewards at your favorite merchants.

   2014 · thanx.com · its alternatives →

10. 10IB
    I built a tool to manage and compare credit card rewards▲87

    This is a free tool that helps you manage and visualize your credit card rewards across different categories. You can input the cards in your wallet and see how they complement each other, spot gaps in your setup, and also see the best card to use for a given merchant. I’m also a founder at OneCard, where we’re building a smart card that’ll eventually handle all of this automatically, routing each purchase to the best card in real-time. Would love feedback from the HN community!

    2025 · rewards.getonecard.io · its alternatives →

11. 11
    Rewardist▲80

    Digital 💳 loyalty cards for ☕ coffee shops

    2018 · its alternatives →

12. 12
    Braintree v.zero SDK▲79

    A modern foundation for accepting payments

    2014 · paypal.com · its alternatives →

13. 13
    Bytes - MasterCard hopes to make your next purchase as easy as taking a selfie▲58

    We discuss the evolution of mobile and online payments

    2016 · static1.squarespace.com · its alternatives →

14. 14NA
    Nimiq: A Frictionless Payment Protocol Native to the Web▲8

    2017 · medium.com · its alternatives →

15. 15
    Phidelicity▲4

    The solution to gaining customer loyalty

    2016 · phidelicity.com · its alternatives →

16. 16PM
    Private messaging, moderated communities, and P2P e-commerce over Zcash▲6

    2020 · zbay.app · its alternatives →

17. 17
    Tango Card▲3

    Digital Rewards as a Service

    2015 · tangocard.com · its alternatives →

18. 18
    Loyalty 3.0▲5

    Revolutionize Customer Engagement with Gamification

    2017 · amazon.com · its alternatives →

19. 19
    Collect Loyalty▲4

    Marketing Automation for Retail and Hospitality

    2018 · its alternatives →

20. 20DS
    DAPP – Smart Contract for WC Bets▲6

    2018 · etherbets.app · its alternatives →

21. 21BZ
    Budget Zen – Simple, Encrypted Budgets and Expenses▲6

    2023 · budgetzen.net · its alternatives →

22. 22TA
    Trade – A mobile web app for trading stocks with virtual currency▲9

    2014 · trade.kevinbedi.com · its alternatives →

23. 23
    Slice – Decentralized stores with NFT-based ownership▲6

    2021 · slice.so · its alternatives →

24. 24
    Genius - Customer Engagement Platform▲1

    A POS integrated future-proof payments platform

    2015 · cayan.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →